616 S 4th St, Laurel, MT 59044 Property Records

Yellowstone County property record for 616 S 4th St, Laurel, MT 59044

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,694 sqft · built 1956
Lot Size	0.207 acres (9,017 sqft)
Owner	Individual Name on Record
Tax Bill	$1,688 (2025)
Deeds & Mortgages	Dec 2025 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000B013210`

Property Details

APN / Parcel Number

Primary APN	`000B013210`
Alternative APNs	`03-0821-16-2-12-06-0000` `R0336728` `B013210`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,694 sqft Living Area
1st Floor Area	1,694 sqft
Basement Area	847 sqft
Finished Basement	847 sqft
Family Room	Family Room

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,017 sqft (0.207 acres)
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	24 sqft
Deck Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	000B013210
Old Parcel Number	B013210
Street Address	616 S 4TH ST
City	LAUREL
State	MT
Zip	59044-3258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	YELLOWSTONE SUBD (LAUREL), S16, T02 S, R24 E, BLOCK 17, LOT 19 - 20, & N2 LT 18
Legal Range	24E
Legal Township	02S
Legal Section	16
Legal Quarter	NW
Legal Subdivision	YELLOWSTONE SUBD (LAUREL)
Legal Block	17
Legal Lot Number	18-20 20
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	4
Census Block	4029
Census Tract	1901

Owner

Source: Yellowstone County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	616 S 4TH ST, LAUREL, MT 59044-3258
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Warranty Deed, Transfer · VA Mortgage NBKC BANK
May 14, 2020	Warranty Deed, Transfer QUICKEN LNS
Jul 27, 2018	Grant Deed, Transfer FIRST MONTANA TITLE
Sep 29, 2017	Warranty Deed, Transfer YELLOWSTONE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2025
Deed Sale	Dec 1, 2025
Prior Sale	May 14, 2020
Deed Document Number	4120775
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Dec 1, 2025
Property Address	616 S 4TH ST, LAUREL, MT 59044-3258
Document Number	0004120775
Map Reference	DOC 8982
Instrument Date	Dec 1, 2025
Instrument	4120775
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	616 S 4TH ST, LAUREL, MT 59044-3258

Mortgage

Document Number	0004120776
Date	Dec 1, 2025
Instrument	4120776

Lender

Name	NBKC BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	May 14, 2020
Property Address	616 S 4TH ST, LAUREL, MT 59044-3258
Document Number	0003920203
Instrument Date	May 13, 2020
Instrument	3920203
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	FIRST MONTANA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	616 S 4TH ST LAUREL MT 590443258, LAUREL, MT 59044-3258

Mortgage

Document Number	3920204
Date	May 14, 2020
Instrument	3920204

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 13, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jul 27, 2018
Property Address	616 S 4TH ST, LAUREL, MT 59044-3258
Document Number	0003855907
Instrument Date	Jul 24, 2018
Instrument	3855907
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	FIRST MONTANA TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	616 S 4TH ST LAUREL MT 590443258, LAUREL, MT 59044-3258

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Sep 29, 2017
Property Address	616 S 4TH ST, LAUREL, MT 59044-3258
Document Number	0003828794
Instrument Date	Sep 28, 2017
Instrument	3828794
Transaction Type	Transfer
Record Updated	Oct 18, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	616 S 4TH ST LAUREL MT 590443258, LAUREL, MT 59044-3258

Mortgage

Document Number	3828795
Date	Sep 29, 2017
Instrument	3828795

Lender

Name	YELLOWSTONE BK
Type	Bank
Address	BILLINGS, MT 59102

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2047

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of December 31, 2024

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Municipality	Laurel City
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,688.00 (-25.21%)	$343,500 (+21.16%)	$343,500 (+21.16%) Land $61,330 Building $282,170
2023	$2,257.00	$283,500	$283,500 Land $39,943 Building $243,557

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1997 · Severe Storms,ice Jams, Snow Melt, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL MUNICIPAL WATER SYSTEM serves 6,339 people · EPA ID MT0000270
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon, Wisp West.

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