402 S 4th St, Laurel, MT 59044 Property Records

Yellowstone County property record for 402 S 4th St, Laurel, MT 59044 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,984 sqft · built 1971
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on File
Last Sale	$284,287 (May 2022)
Tax Bill	$2,690 (2024)
Deeds & Mortgages	May 2023 Second Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000B013350`

Property Details

APN / Parcel Number

Primary APN	`000B013350`
Alternative APNs	`03-0821-16-2-14-04-0000` `R0336742` `B013350` `B01335`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,984 sqft Living Area
Gross Area	2,278 sqft
1st Floor Area	1,584 sqft
2nd Floor Area	400 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,400 sqft (0.193 acres)
View / Lot	Neighborhood / Spot
Garage Area	400 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Screened Porch
Porch Area	378 sqft
Deck Area	720 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	402 S 4TH ST
City	LAUREL
State	MT
Zip	59044-3201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST YELLOWSTONE SUBD, S16, T02 S, R24 E, BLOCK 19, LOT 1 - 2
Legal Range	24E
Legal Township	02S
Legal Section	16
Legal Subdivision	EAST YELLOWSTONE SUBD
Legal Block	19
Legal Lot Number	1-2
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	4
Census Block	4030
Census Tract	1901

Owner

Source: Yellowstone County records · APN 000B013350

Assessment roll updated September 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	402 S 4TH ST, LAUREL, MT 59044-3201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 02, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
May 11, 2022	Warranty Deed, Transfer · Conventional Mortgage ALTANA FCU
Sep 30, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 11, 2022 · Amount on Record
Deed Sale	May 11, 2022 · Amount on Record
Deed Document Number	20224016846
Record Updated	Jun 08, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	402 S 4TH ST, LAUREL, MT 59044-3201
Transaction Type	Mortgage
Record Updated	May 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402S 4TH AVE T, T, LAUREL, MT 59044-2302

Mortgage

Document Number	0004046199
Date	May 02, 2023
Instrument	4046199

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Oct 01, 2050

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	May 11, 2022
Property Address	402 S 4TH ST, LAUREL, MT 59044-3201
Document Number	0004016846
Map Reference	DOC 10835
Instrument Date	May 11, 2022
Instrument	4016846
Transaction Type	Transfer
Record Updated	May 26, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 S 4TH ST, LAUREL, MT 59044-3314

Mortgage

Document Number	0004016847
Date	May 11, 2022
Instrument	4016847

Lender

Name	ALTANA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	402 S 4TH ST, LAUREL, MT 59044-3201
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003941212
Date	Sep 30, 2020
Instrument	3941212

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Yellowstone County records · Assessment roll updated September 15, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Municipality	Laurel City
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$315,200 (+15.04%) Land $59,950 Building $255,250	$315,200 (+15.04%) Land $59,950 Building $255,250
2024	$2,690.00 (+23.28%)
2023	$2,182.00	$274,000	$274,000 Land $39,017 Building $234,983

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Yellowstone County (30111C), updated March 23, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 301110019014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1997, rainfall accumulation, Severe Storms,ice Jams, Snow Melt, Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 308 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
BHT Investment Holdings	Fixed Wireless (unlicensed)	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: BHT Holdings, Verizon, Spectrum, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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