616 Rainbow Rd, Durango, CO 81303 Property Records

La Plata County property record for 616 Rainbow Rd, Durango, CO 81303

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 4,314 sqft · built 2006
Lot Size	4.88 acres (213,008 sqft)
Owner	2 Individual Names on Record
Last Sale	$825,000 (Aug 2023)
Tax Bill	$3,176 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5905-302-00-569`

Property Details

APN / Parcel Number

Primary APN	`5905-302-00-569`
Alternative APN	`R023581`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,314 sqft Living Area
Gross Area	5,124 sqft
Basement Area	750 sqft
Finished Basement	750 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Lot Area	213,008 sqft
Garage Type	Attached
Garage Area	810 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	329 sqft
Deck Area	Deck Area
Patio Area	80 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R023581
Street Address	616 RAINBOW RD
City	DURANGO
State	CO
Zip	81303-6617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 30 TOWNSHIP: 34 RANGE: 9 LOT 3 PROJ 91-10 PLAT 615675 616 NORTH RAINBOW RD DURANGO 81303
Legal Range	09
Legal Township	34
Legal Section	30
Legal Subdivision	DURANGO
Legal Block	2
Legal Lot Number	3
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO SOUTHWEST
Census Block Group	2
Census Block	2004
Census Tract	940400

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	616 RAINBOW RD, DURANGO, CO 81303-6617
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 17, 2023	Personal Representative Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2023 · Amount on Record
Deed Sale	Aug 17, 2023 · Amount on Record
Prior Sale	Apr 24, 2012 · Amount on Record
Deed Document Number	20231224810
Prior Transfer Date	Feb 17, 2006
Prior Transfer Doc	0000928634
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	616 RAINBOW RD, DURANGO, CO 81303-6617
Transaction Type	Mortgage
Record Updated	Oct 10, 2025
Title Company	KEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 RAINBOW RD, DURANGO, CO 81303-6617

Mortgage

Document Number	0001246977
Date	Sep 29, 2025
Instrument	1246977

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

August 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LA PLATA CO
Recording Date	Aug 17, 2023
Property Address	616 RAINBOW RD, DURANGO, CO 81303-6617
Document Number	0001224810
Map Reference	DOC 615675
Instrument Date	Aug 15, 2023
Instrument	1224810
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	616 RAINBOW RD, DURANGO, CO 81303-6617

Mortgage

Document Number	0001224811
Date	Aug 17, 2023
Instrument	1224811

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,280 (-0.33%) Land $10,850 Building $40,430	$824,110 (+0.12%) Land $174,380 Building $649,730
2025	$3,176.00 (+54.7%)	$51,450 (+22.35%) Land $10,900 Building $40,550	$823,100 (+31.13%) Land $174,380 Building $648,720
2023	$2,053.00 (-2.93%)	$42,050 (-2.05%) Land $7,850 Building $34,200	$627,680 (+1.62%) Land $117,230 Building $510,450
2022	$2,115.00	$42,930 Land $7,560 Building $35,370	$617,700 Land $108,750 Building $508,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 73% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AlignTec Fixed Wireless	50 / 25
T-Mobile Fixed Wireless	25 / 3

May also be available: CenturyLink, Verizon, Visionary Broadband.

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