La Plata County property record for 476 Rainbow Rd, Durango, CO 81303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,880 sqft · built 1992 |
| Lot Size | 5.53 acres (241,322 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $222,000 (Jun 1998) |
| Tax Bill | $2,323 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5905-302-00-568 |
| Primary APN | 5905-302-00-568 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,880 sqft Living Area |
| Gross Area | 2,160 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Lot Area | 241,322 sqft |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Deck Area | Deck Area |
| Patio Area | 480 sqft |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Electric |
| Account Number | R023580 |
|---|---|
| Street Address | 476 RAINBOW RD |
| City | DURANGO |
| State | CO |
| Zip | 81303-6617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION: 3 TOWNSHIP: 34 RANGE: 9 LOT 2 PROJ 91-10 476 N RAINBOW RD DURANGO 81303 |
| Legal Range | 09 |
| Legal Township | 34 |
| Legal Section | 03 |
| Legal Subdivision | DURANGO |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO SOUTHWEST |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 940400 |
Source: La Plata County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 476 RAINBOW RD, DURANGO, CO 81303-6617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 1998 · Amount on Record |
| Deed Sale | Jun 29, 1998 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 476 RAINBOW RD, DURANGO, CO 81303-6617 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001130854 |
|---|---|
| Date | Jul 17, 2017 |
| Instrument | 1130854 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 476 RAINBOW RD, DURANGO, CO 81303-6617 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001180730 |
|---|---|
| Date | Nov 3, 2020 |
| Instrument | 1180730 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: La Plata County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Unified School District | Durango School District 9-R (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $36,840 (-2.1%) Land $10,670 Building $26,170 | $601,990 (-) Land $174,380 Building $427,610 | |
| 2025 | $2,323.00 (+74.53%) | $37,630 (+38.04%) Land $10,900 Building $26,730 | $601,990 (+47.98%) Land $174,380 Building $427,610 |
| 2023 | $1,331.00 (-6.4%) | $27,260 (-5.54%) Land $7,530 Building $19,730 | $406,810 (-2.04%) Land $112,320 Building $294,490 |
| 2022 | $1,422.00 | $28,860 Land $7,560 Building $21,300 | $415,290 Land $108,750 Building $306,540 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 80% of Colorado |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AlignTec Fixed Wireless | 50 / 25 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: CenturyLink, Verizon, Visionary Broadband.
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