505 Rainbow Rd, Durango, CO 81303 Property Records

La Plata County property record for 505 Rainbow Rd, Durango, CO 81303

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,438 sqft · built 1992
Lot Size	14.9 acres (650,786 sqft)
Owner	Individual Name on Record
Last Sale	$1,650,000 (Oct 2025)
Tax Bill	$6,204 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`5905-302-00-570`

Property Details

APN / Parcel Number

Primary APN	`5905-302-00-570`
Alternative APN	`R023582`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,438 sqft Living Area
Gross Area	5,213 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Lot Area	650,786 sqft
Garage Type	Attached
Garage Area	775 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Unfinished Open Porch
Porch Area	370 sqft
Deck Area	Deck Area
Patio Area	1,225 sqft

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	R023582
Street Address	505 RAINBOW RD
City	DURANGO
State	CO
Zip	81303-6616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 30 TOWNSHIP: 34 RANGE: 9 LOT 4 PROJ 91-10 505 N RAINBOW RD DURANGO 81303
Legal Range	09
Legal Township	34
Legal Section	30
Legal Subdivision	DURANGO
Legal Block	2
Legal Lot Number	4
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO SOUTHWEST
Census Block Group	2
Census Block	2005
Census Tract	940400

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	505 RAINBOW RD, DURANGO, CO 81303-6616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Bargain and Sale Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Oct 30, 2025	Special Warranty Deed, Transfer COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2025 · Amount on Record
Deed Sale	Oct 30, 2025 · Amount on Record
Prior Sale	Jul 1, 1994 · Amount on Record
Deed Document Number	20251248032
Record Updated	Oct 29, 2026

October 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LA PLATA CO
Recording Date	Oct 30, 2025
Property Address	505 RAINBOW RD, DURANGO, CO 81303-6616
Document Number	0001248033
Map Reference	DOC 615675
Instrument Date	Oct 29, 2025
Instrument	1248033
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13502 GALLERIA CIR # 280, 280, AUSTIN, TX 78738-6424

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 RAINBOW RD, DURANGO, CO 81303-6616

Mortgage

Document Number	0001248034
Date	Oct 30, 2025
Instrument	1248034

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.97%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.9%
Index	SOFR Average 30-Day
Max Rate	10.9%

October 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Oct 30, 2025
Property Address	505 RAINBOW RD, DURANGO, CO 81303-6616
Document Number	0001248032
Map Reference	DOC 615575
Instrument Date	Oct 29, 2025
Instrument	1248032
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Tax	$165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 RAINBOW RD, DURANGO, CO 81303-6616

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$114,190 (+4.44%) Land $52,210 Building $61,980	$1,749,330 (-) Land $799,800 Building $949,530
2025	$6,204.00 (+8.8%)	$109,340 (-0.96%) Land $49,990 Building $59,350	$1,749,330 (+13.29%) Land $799,800 Building $949,530
2024	$5,702.00 (+16.06%)	$110,400 (-1.52%) Land $40,170 Building $70,230	$1,544,180 (-7.71%) Land $561,880 Building $982,300
2023	$4,913.00 (+3.39%)	$112,100 (+4.45%) Land $42,730 Building $69,370	$1,673,130 (+8.35%) Land $637,780 Building $1,035,350
2022	$4,752.00	$107,320 Land $39,050 Building $68,270	$1,544,180 Land $561,880 Building $982,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 73% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AlignTec Fixed Wireless	50 / 25
T-Mobile Fixed Wireless	25 / 3

May also be available: CenturyLink, Verizon, Visionary Broadband.

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