616 Kay Ave SE, Bemidji, MN 56601 Property Records

Beltrami County property record for 616 Kay Ave SE, Bemidji, MN 56601

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 912 sqft · built 1977
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$157,000 (Nov 2020)
Tax Bill	$2,191 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
APN	`80.04345.00`

Property Details

APN / Parcel Number

Primary APN	`80.04345.00`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Building Area	912 sqft Living Area
Basement Area	864 sqft
Finished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1995
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable
Roof Material	Wood
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	124 ft deep x 90 ft wide
Garage Area	528 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	616 KAY AVE SE
City	BEMIDJI
State	MN
Zip	56601-3639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-15 TWP-146 RANGE- 33 STANDARD LUMBER COMPANY LOT- 5 BLOCK- 1
Legal Range	33
Legal Township	146
Legal Section	15
Legal Subdivision	STANDARD LUMBER COMPANY
Legal Block	1
Legal Lot Number	5
Jurisdiction	BELTRAMI MN
Township / Civil Division	BEMIDJI
Census Block Group	2
Census Block	2001
Census Tract	450706

Owner

Source: Beltrami County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	616 KAY AVE SE, BEMIDJI, MN 56601-3639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2020 · Amount on Record
Deed Sale	Nov 2, 2020 · Amount on Record
Prior Sale	Nov 10, 2016 · Amount on Record
Deed Document Number	2020593566
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELTRAMI MN
Recording Date	Nov 2, 2020
Property Address	616 KAY AVE SE, BEMIDJI, MN 56601-3639
Document Number	A000593566
Instrument Date	Oct 30, 2020
Instrument	A000593566
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	NOT AVAILABLE, SATHRE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$518.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	616 KAY AVE SE, BEMIDJI, MN 56601-3639

Mortgage

Document Number	A000593567
Date	Nov 2, 2020
Instrument	A000593567

Lender

Name	NORTHVIEW BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Beltrami County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Beltrami County
Municipality	Bemidji City
Unified School District	Bemidji Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,191.00 (-0.63%)	$198,200 (-) Land $10,700 Building $187,500	$198,200 (-) Land $10,700 Building $187,500
2025	$2,205.00 (+17.54%) Homeowner's exemption	$198,200 (+2.8%) Land $10,700 Building $187,500	$198,200 (+2.8%) Land $10,700 Building $187,500
2023		$192,800 Land $10,700 Building $182,100	$192,800 Land $10,700 Building $182,100
2021	$1,876.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bemidji serves 15,147 people · EPA ID MN1040002
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Paul Bunyan Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20