603 Kay Ave SE, Bemidji, MN 56601 Property Records

Beltrami County property record for 603 Kay Ave SE, Bemidji, MN 56601

Property Summary

Property Type	Single Family Home
Details	4 bd · 1,152 sqft · built 1974
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Jul 2021)
Tax Bill	$2,121 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
APN	`80.04359.00`

Property Details

APN / Parcel Number

Primary APN	`80.04359.00`

Interior

Bedrooms	4 Beds
Building Area	1,152 sqft Living Area
Basement Area	57 sqft
Finished Basement	57 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Wood
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	171 ft deep x 92 ft wide
Garage Area	440 sqft
Patio Area	1 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	603 KAY AVE SE
City	BEMIDJI
State	MN
Zip	56601-3638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-15 TWP-146 RANGE- 33 STANDARD LUMBER COMPANY LOT- 4 BLOCK- 2
Legal Range	33
Legal Township	146
Legal Section	15
Legal Subdivision	STANDARD LUMBER COMPANY
Legal Block	2
Legal Lot Number	4
Jurisdiction	BELTRAMI MN
Township / Civil Division	BEMIDJI
Census Block Group	2
Census Block	2005
Census Tract	450706

Owner

603 Kay Ave SE is owned and occupied by two individuals who bought it in July 2021.

Source: Beltrami County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	603 KAY AVE SE, BEMIDJI, MN 56601-3638
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2021 · Amount on File
Deed Sale	Jul 14, 2021 · Amount on File
Deed Document Number	2021600585
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELTRAMI MN
Recording Date	Jul 14, 2021
Property Address	603 KAY AVE SE, BEMIDJI, MN 56601-3638
Document Number	A000600585
Instrument Date	Jul 2, 2021
Instrument	A000600585
Transaction Type	Transfer
Record Updated	Jul 29, 2021
Title Company	ON SITE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$709.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	603 KAY AVE SE, BEMIDJI, MN 56601-3638

Mortgage

Document Number	A000600586
Date	Jul 14, 2021
Instrument	A000600586

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 603 Kay Ave SE was $2,121, down 1.3% from the year before.

Source: Beltrami County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Beltrami County
Municipality	Bemidji City
Unified School District	Bemidji Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,121.00 (-1.26%)	$193,700 (-) Land $14,300 Building $179,400	$193,700 (-) Land $14,300 Building $179,400
2025	$2,148.00 Homeowner's exemption	$193,700 Land $14,300 Building $179,400	$193,700 Land $14,300 Building $179,400
2023		$187,000 Land $14,300 Building $172,700	$187,000 Land $14,300 Building $172,700
2021	$1,728.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 603 Kay Ave SE.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 603 Kay Ave SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bemidji serves 15,147 people · EPA ID MN1040002
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Paul Bunyan Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20