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615 Kay Ave SE, Bemidji, MN 56601 Property Records

Beltrami County property record for 615 Kay Ave SE, Bemidji, MN 56601

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.75 ba · 1,138 sqft · built 1974
Lot Size0.44 acres (19,166 sqft)
Owner2 Individual Names on Record
Last Sale$247,000 (Jun 2023)
Tax Bill$2,715 (2026)
Deeds & MortgagesJun 2023 Sale & Mortgage
Oct 2018 Sale & Mortgage
APN80.04357.00

Property Details

APN / Parcel Number

Primary APN80.04357.00

Interior

Bedrooms4 Beds
Full Baths1.75 Baths
Plumbing Fixtures7 Plumbing Fixtures
Building Area1,138 sqft Living Area
Basement Area1,100 sqft
Finished Basement1,100 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1990
Exterior MaterialCombination
Construction TypeWood
Roof TypeGable
Roof MaterialWood
Lot Area19,166 sqft (0.44 acres)
Lot Dimensions212 ft deep x 91 ft wide
Garage Area944 sqft
Deck Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address615 KAY AVE SE
CityBEMIDJI
StateMN
Zip56601-3638
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-15 TWP-146 RANGE- 33 STANDARD LUMBER COMPANY LOT- 2 BLOCK- 2
Legal Range33
Legal Township146
Legal Section15
Legal SubdivisionSTANDARD LUMBER COMPANY
Legal Block2
Legal Lot Number2
JurisdictionBELTRAMI MN
Township / Civil DivisionBEMIDJI
Census Block Group2
Census Block2005
Census Tract450706

Owner

Source: Beltrami County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address615 KAY AVE SE, BEMIDJI, MN 56601-3638
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 20, 2023Warranty Deed, Transfer · Conventional Mortgage
DEERWOOD BANK
Oct 5, 2018Warranty Deed, Transfer · Conventional Mortgage
WESTERN STATE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 16, 2023 · Amount on Record
Deed SaleJun 16, 2023 · Amount on Record
Prior SaleOct 5, 2018 · Amount on Record
Deed Document Number20231545522
Prior Transfer DateMay 21, 2008
Prior Transfer Doc0000484119
Record UpdatedOct 29, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBELTRAMI MN
Recording DateJun 20, 2023
Property Address615 KAY AVE SE, BEMIDJI, MN 56601-3638
Document NumberA000616014
Instrument DateJun 16, 2023
InstrumentA000616014
Transaction TypeTransfer
Record UpdatedAug 18, 2023
Title CompanyLEER TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$815.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address615 KAY AVE SE, BEMIDJI, MN 56601-3638

Mortgage

Document NumberA000616015
DateJun 20, 2023
InstrumentA000616015
Lender
NameDEERWOOD BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBELTRAMI MN
Recording DateOct 5, 2018
Property Address615 KAY AVE SE, BEMIDJI, MN 56601-3638
Document NumberA000575520
Instrument DateSep 28, 2018
InstrumentA000575520
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanySATHRE TITLE AND ABSTRACT INC, SATHER TTILE & ABSTRACT INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$485.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address615 KAY AVE SE, BEMIDJI, MN 56601-3638

Mortgage

Document NumberA000575521
DateOct 5, 2018
InstrumentA000575521
Lender
NameWESTERN STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2048

Tax Assessment & Valuation

Source: Beltrami County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBeltrami County
MunicipalityBemidji City
Unified School DistrictBemidji Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,715.00 (+0.56%)$237,100 (-) Land $16,600 Building $220,500$237,100 (-) Land $16,600 Building $220,500
2025$2,700.00 (+18.42%) Homeowner's exemption$237,100 (+2.64%) Land $16,600 Building $220,500$237,100 (+2.64%) Land $16,600 Building $220,500
2023$231,000 (+8.81%) Land $16,600 Building $214,400$231,000 (+8.81%) Land $16,600 Building $214,400
2022$212,300 Land $16,600 Building $195,700$212,300 Land $16,600 Building $195,700
2021$2,280.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBemidji
serves 15,147 people · EPA ID MN1040002
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable		1,250 / 60
Paul Bunyan Communications
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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