616 Iris Ct, Crystal Lake, IL 60014 Property Records

McHenry County property record for 616 Iris Ct, Crystal Lake, IL 60014

Property Summary

Property TypeSingle Family Home
Details3,702 sqft · built 2000
Lot Size0.323 acres (14,084 sqft)
OwnerIndividual Name on File
Last Sale$585,000 (May 2021)
Deeds & MortgagesFeb 2021 Mortgage
May 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN18-12-203-058

Property Details

APN / Parcel Number

Primary APN18-12-203-058
Alternative APN
  • 1812203050

Interior

Building Area3,702 sqft
Gross Area5,719 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Architectural StyleOther
Exterior MaterialBrick
Lot Area14,084 sqft
Garage Area861 sqft
Pool Area579 sqft
Deck Area139 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Old Parcel Number1812203050
Street Address616 IRIS CT
CityCRYSTAL LAKE
StateIL
Zip60014-6992
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2021R0024296 LTS 133 & 134 WEDGEWOOD PHASE 2 UNIT 3
Legal Range07E
Legal Township43N
Legal Section12
Legal SubdivisionWEDGEWOOD PH 02 03
Legal Phase2
Legal Block203
Legal Lot Number133-134 134
Legal Unit3
JurisdictionMCHENRY IL
Township / Civil DivisionGRAFTON
Census Block Group3
Census Block3003
Census Tract871105

Owner

616 Iris Ct is owned and occupied by an individual who bought it in May 2021.

Source: McHenry County records, as of May 13, 2024

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address616 IRIS CT, CRYSTAL LAKE, IL 60014-6992
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2021Deed of Trust, Mortgage · VA Mortgage
A & N MORTGAGE SERVICES INC
May 4, 2021Warranty Deed, Transfer · Conventional Mortgage
NEIGHBORHOOD LOANS
May 4, 2021Warranty Deed, Transfer · Conventional Mortgage
NEIGHBORHOOD LOANS
Mar 20, 2019Warranty Deed, Transfer · VA Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 4, 2021 · Amount on File
Deed SaleMay 4, 2021 · Amount on File
Prior SaleMar 20, 2019 · Amount on File
Deed Document Number2021R0024296
Record UpdatedJun 7, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address616 IRIS CT, CRYSTAL LAKE, IL 60014-6992
Transaction TypeMortgage
Record UpdatedMar 7, 2023
Title CompanyLAKESHORE TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007299
DateFeb 8, 2021
Instrument2021R0007299
Lender
NameA & N MORTGAGE SERVICES INC
TypeMortgage Company
AddressCHICAGO, IL 60642
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2051

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateMay 4, 2021
Property Address616 IRIS CT, CRYSTAL LAKE, IL 60014-6992
Document Number0000024296
Map ReferenceDOC 96R010879
Instrument DateApr 23, 2021
Instrument2021R0024296
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$585.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address616 IRIS CT, CRYSTAL LAKE, IL 60014-6992

Mortgage

Document Number0000024297
DateMay 4, 2021
Instrument2021R0024297
Lender
NameNEIGHBORHOOD LOANS
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2051
Interest
Rate TypeFixed Rate
Rate3.37%

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateMay 4, 2021
Property Address616 IRIS CT, CRYSTAL LAKE, IL 60014-6992
Document Number0000024296
Map ReferenceDOC 96R010879
Instrument DateApr 23, 2021
Instrument2021R0024296
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$585.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address616 IRIS CT, CRYSTAL LAKE, IL 60014-6992

Mortgage

Document Number0000024297
DateMay 4, 2021
Instrument2021R0024297
Lender
NameNEIGHBORHOOD LOANS
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2051
Interest
Rate TypeFixed Rate
Rate3.37%

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateMar 20, 2019
Property Address616 IRIS CT, CRYSTAL LAKE, IL 60014-6992
Document Number0000007391
Map ReferenceDOC 96R01879
Instrument DateMar 11, 2019
Instrument2019R0007391
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanySTARCK TITLE SERVICES LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$682.50
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address103 S WALKUP AVE, 103, CRYSTAL LAKE, IL 60014-6148

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address784 DARLINGTON LN, CRYSTAL LAKE, IL 60014-7873

Mortgage

Document Number0000007392
DateMar 20, 2019
Instrument2019R0007392
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2049

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionGrafton Township
MunicipalityCrystal Lake City
Elementary School DistrictCrystal Lake Community Consolidated School District 47 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$187,703 Land $19,815 Building $167,888$563,109 Land $59,445 Building $503,664

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 616 Iris Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 616 Iris Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRYSTAL LAKE
serves 40,661 people · EPA ID IL1110150
Water SourceGroundwater
Last State InspectionSep 2024
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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