McHenry County property record for 597 Iris Ct, Crystal Lake, IL 60014
| Property Type | Single Family Home |
|---|---|
| Details | 3,745 sqft · built 2001 |
| Lot Size | 0.303 acres (13,240 sqft) |
| Owner | Trust Name on File |
| Last Sale | $427,000 (Aug 2017) |
| Deeds & Mortgages | Jan 2021 Mortgage Oct 2017 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-12-226-026 |
| Primary APN | 18-12-226-026 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 3,745 sqft Living Area |
| Gross Area | 6,161 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 13,240 sqft (0.303 acres) |
| Garage Area | 632 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 323 sqft |
| Deck Area | 252 sqft |
| Cooling System | HVAC |
|---|
| Street Address | 597 IRIS CT |
|---|---|
| City | CRYSTAL LAKE |
| State | IL |
| Zip | 60014-6992 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2017R0038554 LT 127 WEDGEWOOD PHASE 2 UNIT 3 |
| Legal Range | 07E |
| Legal Township | 43N |
| Legal Section | 12 |
| Legal Subdivision | WEDGEWOOD PHASE 2 |
| Legal Phase | 2 |
| Legal Block | 226 |
| Legal Lot Number | 127 |
| Legal Unit | 3 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | GRAFTON |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 871105 |
597 Iris Ct is owner-occupied and held in a trust since October 2017.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 597 IRIS CT, CRYSTAL LAKE, IL 60014-6992 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Oct 17, 2017 | Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE |
| Aug 30, 2017 | Warranty Deed, Transfer · ARM HOME STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2017 · Amount on File |
| Deed Sale | Aug 30, 2017 · Amount on File |
| Prior Sale | Aug 30, 2017 · Amount on File |
| Deed Document Number | 0000032193 |
| Last Transfer Date | Oct 17, 2017 |
| Transfer Doc | 0000038554 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 597 IRIS CT, CRYSTAL LAKE, IL 60014-6992 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000005114 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 2021R0005114 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Oct 17, 2017 |
| Property Address | 597 IRIS CT, CRYSTAL LAKE, IL 60014-6992 |
| Document Number | 0000038554 |
| Instrument Date | Oct 11, 2017 |
| Instrument | 38554 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 597 IRIS CT CRYSTAL LAKE IL 600146992, CRYSTAL LAKE, IL 60014-6992 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Aug 30, 2017 |
| Property Address | 597 IRIS CT, CRYSTAL LAKE, IL 60014-6992 |
| Document Number | 0000032193 |
| Map Reference | DOC96R010879 |
| Instrument Date | Aug 14, 2017 |
| Instrument | 2017R0032193 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | BAIRD & WARNER TITLE SVCS IN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $640.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1586 SKYRIDGE DR # 27, 1586, CRYSTAL LAKE, IL 60014-1033 |
| Name | Verified Name |
|---|---|
| Address | 1450 E KATTIC LANE, PALATINE, IL 60074 |
| Document Number | 0000032194 |
|---|---|
| Date | Aug 30, 2017 |
| Instrument | 2017R0032194 |
| Name | HOME STATE BANK |
|---|---|
| Type | Bank |
| Address | 63001 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Sep 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 6% |
| Index | 1-Year LIBOR |
| Max Rate | 9% |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Grafton Township |
| Municipality | Crystal Lake City |
| Elementary School District | Crystal Lake Community Consolidated School District 47 (PK - 08) |
| Secondary School District | Community High School District 155 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $160,815 Land $9,908 Building $150,907 | $482,445 Land $29,724 Building $452,721 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 597 Iris Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 597 Iris Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRYSTAL LAKE serves 40,661 people · EPA ID IL1110150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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