609 Iris Ct, Crystal Lake, IL 60014 Property Records

McHenry County property record for 609 Iris Ct, Crystal Lake, IL 60014

Property Summary

Property TypeResidential Vacant Land
Lot Size0.257 acres (11,220 sqft)
OwnerCompany Name on Record
Deeds & MortgagesNov 2021 Mortgage
Feb 2021 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN18-12-203-055

Property Details

APN / Parcel Number

Primary APN18-12-203-055

Exterior

Lot Area11,220 sqft (0.257 acres)

Location & Zoning

Street Address609 IRIS CT
CityCRYSTAL LAKE
StateIL
Zip60014-6992
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionDOC 2020R0003135 LT 129 WEDGEWOOD PHASE 2 UNIT 3 MEMO: HAGEDORN, SCOTT R/ HELEN K (ALEXI) LIV TR
Legal Range07E
Legal Township43N
Legal Section12
Legal SubdivisionWEDGEWOOD PHASE 2
Legal Phase2
Legal Block203
Legal Lot Number129
Legal Unit3
JurisdictionMCHENRY IL
Township / Civil DivisionGRAFTON
Census Block Group3
Census Block3003
Census Tract871105

Owner

Source: McHenry County records, as of August 7, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address5803 WILD ASH LN, CRYSTAL LAKE, IL 60012-1239
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME STATE BANK NA
Feb 8, 2021Deed of Trust, Mortgage · Construction Mortgage
HOME STATE BANK NA
Jan 24, 2020Grant Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 24, 2020
Transfer Doc0000003135
Record UpdatedJun 7, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address609 IRIS CT, CRYSTAL LAKE, IL 60014-6992
Transaction TypeMortgage
Record UpdatedDec 8, 2021
Title CompanyNOT AVAILABLE, CT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000063864
DateNov 29, 2021
Instrument2021R0063864
Lender
NameHOME STATE BANK NA
TypeBank
AddressCRYSTAL LAKE, IL 60014
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueDec 1, 2041

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address609 IRIS CT, CRYSTAL LAKE, IL 60014-6992
Transaction TypeMortgage
Record UpdatedFeb 18, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007118
DateFeb 8, 2021
Instrument2021R0007118
Lender
NameHOME STATE BANK NA
TypeBank
AddressCRYSTAL LAKE, IL 60014
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term9 Months
DueNov 1, 2021
Interest
Rate TypeFixed Rate
Rate3%

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMCHENRY IL
Recording DateJan 24, 2020
Property Address609 IRIS CT, CRYSTAL LAKE, IL 60014-6992
Document Number0000003135
Instrument DateJan 22, 2020
Instrument3135
Transaction TypeTransfer
Record UpdatedFeb 14, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
Tax$105.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address5803 WILD ASH LN CRYSTAL LAKE IL 600121239, CRYSTAL LAKE, IL 60012-1239

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionGrafton Township
MunicipalityCrystal Lake City
Elementary School DistrictCrystal Lake Community Consolidated School District 47 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2022$9,145 Land $9,145$27,435 Land $27,435

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRYSTAL LAKE
serves 40,661 people · EPA ID IL1110150
Water SourceGroundwater
Last State InspectionSep 2024
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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