Harford County property record for 609 E Macphail Rd, Bel Air, MD 21014 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1940 |
| Square Footage | 1,016 sqft Total Area |
| Lot Size | 21,200 sqft (0.487 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $292,000 (2021) |
| Tax Bill | $2,678.00 (2025) |
| Primary APN | 03-054403 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,016 sqft Total Area |
| Basement Area | 240 sqft Basement |
| Finished Basement | 240 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 21,200 sqft (0.487 acres) |
| Depth X Width | 212 ft x 100 ft Depth x Width |
| Deck Area | 80 sqft Deck |
| Porch | 1 Porch |
| Porch Area | 119 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 054403 |
|---|---|
| Street Address | 609 E MACPHAIL RD |
| City | BEL AIR |
| State | MD |
| Zip | 21014-4413 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 21200 SF 609 E MAC PHAIL ROAD S OF BEL AIR |
| Legal Phase | AIL |
| Legal Lot Number | 609 |
| Jurisdiction | HARFORD MD |
| Minor Civil Division | 3, BEL AIR |
| Census Blockgroup | 2 |
| Census Block | 2003 |
| Census Tract | 303602 |
Source: Harford County records · APN 03-054403
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 609 E MACPHAIL RD, BEL AIR, MD 21014-4413 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 09, 2026 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Mar 19, 2026 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Sep 22, 2021 | Deed, Transfer · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 22, 2021 · Amount on Record |
| Deed Sale | Sep 22, 2021 · Amount on Record |
| Prior Sale | Dec 04, 2013 · Amount on Record |
| Deed Book / Page | 15042 / 482 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 609 E MACPHAIL RD, BEL AIR, MD 21014-4413 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC |
| Name | Verified Name |
|---|---|
| Address | 609 E MACPHAIL RD, BEL AIR, MD 21014-4413 |
| Document Number | 0170310051 |
|---|---|
| Date | Mar 09, 2026 |
| Book Page | 17031/51 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 609 E MACPHAIL RD, BEL AIR, MD 21014-4413 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC |
| Name | Verified Name |
|---|---|
| Address | 609 E MACPHAIL RD, BEL AIR, MD 21014-4413 |
| Document Number | 0170470326 |
|---|---|
| Date | Mar 19, 2026 |
| Book Page | 17047/326 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 22, 2021 |
| Property Address | 609 E MACPHAIL RD, BEL AIR, MD 21014-4413 |
| Document Number | 0150420482 |
| Book / Page | 15042 / 482 |
| Instrument Date | Aug 31, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | NOT AVAILABLE, ADVANTAAGE TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 609 E MACPHAIL RD, BEL AIR, MD 21014-4413 |
| Document Number | 0015042489 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 15042/489 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $267,233 (+1.38%) | $274,500 (+4.14%) Land $95,600 Building $178,900 | |
| 2025 | $2,678.00 (+16.99%) | $263,600 (+15.65%) Land $95,600 Building $168,000 | $263,600 (-) Land $95,600 Building $168,000 |
| 2023 | $227,933 | $263,600 Land $95,600 Building $168,000 | |
| 2022 | $2,289.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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