1. Home
  2. Illinois
  3. Elgin
  4. Clark St

580 Clark St, Elgin, IL 60123 Property Records

Kane County property record for 580 Clark St, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,280 sqft · built 1948
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$215,000 (Sep 2019)
Tax Bill$6,253 (2025)
Deeds & MortgagesSep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-11-351-007

Property Details

APN / Parcel Number

Primary APN06-11-351-007

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,280 sqft Living Area
Gross Area2,560 sqft
1st Floor Area1,280 sqft
Basement Area1,280 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleRanch
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Water SourceCommercial

Location & Zoning

Street Address580 CLARK ST
CityELGIN
StateIL
Zip60123-2747
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTELFORDS ADDN LOT 10 BLOCK 6
Legal SubdivisionSTELFORDS ADDN
Legal Block6
Legal Lot Number10
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2013
Census Tract851000

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address580 CLARK ST, ELGIN, IL 60123-2747
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 17, 2019 · Amount on Record
Deed SaleSep 17, 2019 · Amount on Record
Prior SaleJan 3, 2006 · Amount on Record
Deed Document Number201943348
Prior Transfer DateDec 28, 1994
Prior Transfer Doc0000001769
Record UpdatedOct 29, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateSep 17, 2019
Property Address580 CLARK ST, ELGIN, IL 60123-2747
Document Number0000043348
Instrument DateAug 13, 2019
Instrument2019K043348
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$215.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address38 W 145, 38, ELGIN, IL 60124

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address437 N CRYSTAL ST, ELGIN, IL 60123-3575

Mortgage

Document Number0000043349
DateSep 17, 2019
Instrument2019K043349
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2049
Interest
Rate3.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,253.00 (+15.82%) Homeowner's exemption$89,971 (+8.57%) Land $16,394 Building $73,577$270,021 (+8.57%) Land $49,202 Building $220,819
2024$82,869 (+21.39%) Land $15,100 Building $67,769$248,706 (+21.44%) Land $45,318 Building $203,388
2022$5,399.00 (+4.67%) Homeowner's exemption$68,265 (+6.96%) Land $12,439 Building $55,826$204,795 (+6.96%) Land $37,317 Building $167,478
2021$5,158.00 Homeowner's exemption$63,823 Land $11,630 Building $52,193$191,469 Land $34,890 Building $156,579

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: T-Mobile.

Nearby Properties on Clark St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures