Pamlico County property record for 545 Alligator Loop Rd, Merritt, NC 28556
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,090 sqft · built 2004 |
| Lot Size | 11.5 acres (502,247 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $45,000 (Apr 2003) |
| Tax Bill | $1,191 (2025) |
| Deeds & Mortgages | Jul 2017 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | I05-19 |
| Primary APN | I05-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,090 sqft Finished Area |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Foundation Type | Retaining Wall |
| Roof Material | Composition Shingle |
| Lot Area | 502,247 sqft (11.5 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 300 sqft |
| Deck Area | 36 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 4463750 |
|---|---|
| Street Address | 545 ALLIGATOR LOOP RD |
| City | MERRITT |
| State | NC |
| Zip | 28556-9653 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SR 1334 ALLIGATOR LOOP RD PCA 134-5 0002171 657088746900 |
| Jurisdiction | PAMLICO NC |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 950202 |
Source: Pamlico County records, as of October 20, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 545 ALLIGATOR LOOP RD, MERRITT, NC 28556-9653 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2003 · Amount on Record |
| Deed Sale | Apr 8, 2003 · Amount on Record |
| Deed Document Number | 0000396362 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAMLICO NC |
| Property Address | 545 ALLIGATOR LOOP RD, MERRITT, NC 28556-9653 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 627/392 |
|---|---|
| Date | Jul 10, 2017 |
| Book Page | 627/392 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Pamlico County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pamlico County |
| Unified School District | Pamlico County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,191.00 (-37.97%) | $284,537 (-) Land $80,007 Building $204,530 | $284,537 (-) Land $80,007 Building $204,530 |
| 2023 | $1,920.00 | $284,537 Land $80,007 Building $204,530 | $284,537 Land $80,007 Building $204,530 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 220 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 220 in force |
| Nearby Flood Claims | 886 (1983–2021) |
| Claims Outside the SFHA | 26 of 886 |
| Most Recent Claim | Jun 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 79% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAMLICO COUNTY WATER serves 19,665 people · EPA ID NC0469025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 10 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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