615 W 3rd St, Centralia, WA 98531 Property Records

Lewis County property record for 615 W 3rd St, Centralia, WA 98531

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,778 sqft · built 1942
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$494,000 (Nov 2022)
Tax Bill	$3,381 (2024)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jul 2021 Mortgage + 1 more
APN	`001580-000-000`

Property Details

APN / Parcel Number

Primary APN	`001580-000-000`
Alternative APNs	`2026011` `2226958`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,778 sqft Living Area
Gross Area	3,306 sqft
Upper Floors Area	1,122 sqft
Basement Area	495 sqft
Finished Basement	495 sqft
Flooring	Cork
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	75 ft deep x 130 ft wide
Terrain	Low
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	95 sqft
Utility Building	902 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	2226958
Street Address	615 W 3RD ST
City	CENTRALIA
State	WA
Zip	98531-4807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	SECTION 05 TOWNSHIP 14N RANGE 02W LTS 8-10 BLK 25 RAILROAD ADD 2/73 2002241
Legal Range	02W
Legal Township	14N
Legal Section	05
Legal Subdivision	RAILROAD ADD
Legal Block	25
Legal Lot Number	8-10
Jurisdiction	LEWIS WA
Township / Civil Division	CENTRALIA-CHEHALIS
Census Block Group	2
Census Block	2014
Census Tract	970500

Owner

Source: Lewis County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	615 W 3RD ST, CENTRALIA, WA 98531-4807
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Jul 26, 2021	Deed of Trust, Mortgage · VA Mortgage HOMESTREET BANK
Sep 29, 2017	Warranty Deed, Transfer · VA Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2022 · Amount on Record
Deed Sale	Nov 18, 2022 · Amount on Record
Deed Document Number	20223586350
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS WA
Recording Date	Nov 18, 2022
Property Address	615 W 3RD ST, CENTRALIA, WA 98531-4807
Document Number	0003586350
Map Reference	VOL 2 PG 72-79
Instrument Date	Nov 1, 2022
Instrument	3586350
Transaction Type	Transfer
Record Updated	Dec 2, 2022
Title Company	LEWIS COUNTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$7,909.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 W 3RD ST, CENTRALIA, WA 98531-4807

Mortgage

Document Number	0003586351
Date	Nov 18, 2022
Instrument	3586351

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	615 W 3RD ST, CENTRALIA, WA 98531-4807
Transaction Type	Mortgage
Record Updated	Sep 20, 2021
Title Company	LEWIS COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003556588
Date	Jul 26, 2021
Instrument	3556588

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS WA
Recording Date	Sep 29, 2017
Property Address	615 W 3RD ST, CENTRALIA, WA 98531-4807
Document Number	0003472829
Instrument Date	Sep 21, 2017
Instrument	3472829
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	LEWIS COUNTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,722.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 W 3RD ST, CENTRALIA, WA 98531-4807

Mortgage

Document Number	0003472830
Date	Sep 29, 2017
Instrument	3472830

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Lewis County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Lewis County
Municipality	Centralia City
Unified School District	Centralia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$515,800 (-) Land $75,000 Building $440,800	$515,800 (-) Land $75,000 Building $440,800
2024	$3,381.00	$515,800 Land $75,000 Building $440,800	$515,800 Land $75,000 Building $440,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	6 (1990–2009)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jan 2009 · Severe Winter Storm, Landslides, Mudslides, And Flooding
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims Severe Storms & Flooding, Nov 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA PUBLIC WORKS - WATER serves 28,164 people · EPA ID WA5312200
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Hawk Networks Fixed Wireless	200 / 70

May also be available: Lightcurve, Verizon.

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