511 W 3rd St, Centralia, WA 98531 Property Records

Lewis County property record for 511 W 3rd St, Centralia, WA 98531

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,802 sqft · built 1920
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Tax Bill	$2,275 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2021 Mortgage + 5 more
APN	`001593-000-000`

Property Details

APN / Parcel Number

Primary APN	`001593-000-000`
Alternative APNs	`2179657` `2212730`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,802 sqft Living Area
Upper Floors Area	697 sqft
Flooring	Carpet

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1985
Exterior Material	Wood Shingle
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	50 ft deep x 130 ft wide
Terrain	Low
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	181 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	2212730
Street Address	511 W 3RD ST
City	CENTRALIA
State	WA
Zip	98531-4805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	SECTION 05 TOWNSHIP 14N RANGE 02W LTS 15 & 16 BLK 27 RAILROAD ADD 2/73 2002241
Legal Range	02W
Legal Township	14N
Legal Section	05
Legal Subdivision	RAILROAD ADD
Legal Block	27
Legal Lot Number	15,16
Jurisdiction	LEWIS WA
Township / Civil Division	CENTRALIA-CHEHALIS
Census Block Group	1
Census Block	1040
Census Tract	970500

Owner

511 W 3rd St is owned and occupied by an individual who acquired it in November 2019.

Source: Lewis County records, as of March 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	511 W 3RD ST, CENTRALIA, WA 98531-4805
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 18, 2021	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Apr 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jun 17, 2020	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Nov 1, 2019	Intrafamily Transfer, Transfer · FHA Mortgage MERIDIAN HOME MORTGAGE CORP
Jul 9, 2018	Deed of Trust, Mortgage · Line of Credit BOEING EMPS CU
May 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON ST EMP CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2019
Deed Sale	Nov 1, 2019
Prior Sale	Jan 15, 2015 · Amount on File
Deed Document Number	20193512512
Prior Transfer Date	Oct 22, 2019
Prior Transfer Doc	0003512512
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	511 W 3RD ST, CENTRALIA, WA 98531-4805
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	LEWIS COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003565295
Date	Nov 22, 2021
Instrument	3565295

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	511 W 3RD ST, CENTRALIA, WA 98531-4805
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	LEWIS COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003544259
Date	Feb 18, 2021
Instrument	3544259

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	511 W 3RD ST, CENTRALIA, WA 98531-4805
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003464284
Date	Apr 24, 2017
Instrument	3464284

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	511 W 3RD ST, CENTRALIA, WA 98531-4805
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003525334
Date	Jun 17, 2020
Instrument	3525334

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEWIS WA
Recording Date	Nov 1, 2019
Property Address	511 W 3RD ST, CENTRALIA, WA 98531-4805
Document Number	0003512512
Map Reference	VOL 2 PG 74
Instrument Date	Oct 22, 2019
Instrument	3512512
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 W 3RD ST, CENTRALIA, WA 98531-4805

Mortgage

Document Number	0003512513
Date	Nov 1, 2019
Instrument	3512513

Lender

Name	MERIDIAN HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	511 W 3RD ST, CENTRALIA, WA 98531-4805
Document Number	0003492347
Instrument Date	Jul 9, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	511 W 3RD ST CENTRALIA WA 985314805, CENTRALIA, WA 98531-4805

Mortgage

Document Number	0003492347
Date	Oct 17, 2018
Instrument	3492347

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	SEATTLE, WA 98124-9750

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 16, 2043

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	511 W 3RD ST, CENTRALIA, WA 98531-4805
Document Number	0003466060
Instrument Date	May 22, 2017
Transaction Type	Mortgage
Record Updated	Jun 23, 2017
Title Company	LEWIS COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	511 W 3RD ST CENTRALIA WA 985314805, CENTRALIA, WA 98531-4805

Mortgage

Document Number	0003466060
Date	May 26, 2017
Instrument	3466060

Lender

Name	WASHINGTON ST EMP CU
Type	Credit Union
Address	OLYMPIA, WA 98501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 25, 2037

Tax Assessment & Valuation

Source: Lewis County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Lewis County
Municipality	Centralia City
Unified School District	Centralia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$346,700 (-) Land $75,000 Building $271,700	$346,700 (-) Land $75,000 Building $271,700
2024	$2,275.00 (-19.98%)	$346,700 Land $75,000 Building $271,700	$346,700 Land $75,000 Building $271,700
2023	$2,843.00
2022		$346,700 Land $75,000 Building $271,700	$346,700 Land $75,000 Building $271,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 511 W 3rd St; there have been 99 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 60 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	60 in force
Nearby Flood Claims	99 (1986–2022)
Claims Outside the SFHA	10 of 99
Most Recent Claim	Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding
Claims by Event	Severe Winter Storms, Land & Muds Slides,flooding, Jan 1997 · 10 claims High Winds, Severe Storms And Flooding, Feb 1996 · 44 claims Severe Storms & Flooding, Nov 1990 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 W 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA PUBLIC WORKS - WATER serves 28,164 people · EPA ID WA5312200
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Hawk Networks Fixed Wireless	200 / 70

May also be available: Lightcurve, Verizon.

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