418 W 3rd St, Centralia, WA 98531 Property Records

Lewis County property record for 418 W 3rd St, Centralia, WA 98531

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 3,137 sqft · built 1948
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$292,000 (Jan 2020)
Tax Bill	$3,682 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2020 Sale & Mortgage + 1 more
APN	`001762-000-000`

Property Details

APN / Parcel Number

Primary APN	`001762-000-000`
Alternative APNs	`2221422` `11656`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	3,137 sqft Living Area
Gross Area	4,130 sqft
1st Floor Area	1,348 sqft
Basement Area	1,789 sqft
Finished Basement	1,789 sqft
Flooring	Cork
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Hip
Roof Material	Other
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	75 ft deep x 130 ft wide
Terrain	Low
Garage Type	Attached
Garage Area	1,368 sqft
Parking Spaces	7 Parking Spaces
Porch	Covered Porch
Porch Area	20 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	2221422
Street Address	418 W 3RD ST
City	CENTRALIA
State	WA
Zip	98531-4804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	SECTION 05 TOWNSHIP 14N RANGE 02W LTS 1-3 BLK 51 RAILROAD ADD 2/73 2002241
Legal Range	02W
Legal Township	14N
Legal Section	05
Legal Subdivision	RAILROAD ADD
Legal Block	51
Legal Lot Number	1-3
Jurisdiction	LEWIS WA
Township / Civil Division	CENTRALIA-CHEHALIS
Census Block Group	1
Census Block	1038
Census Tract	970500

Owner

Source: Lewis County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	418 W 3RD ST, CENTRALIA, WA 98531-4804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jan 31, 2020	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Aug 8, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage TWINSTAR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2020 · Amount on Record
Deed Sale	Jan 31, 2020 · Amount on Record
Deed Document Number	20203517901
Last Transfer Date	Aug 28, 2021
Transfer Doc	0003559199
Record Updated	Oct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEWIS WA
Recording Date	Aug 30, 2021
Property Address	418 W 3RD ST, CENTRALIA, WA 98531-4804
Document Number	0003559199
Instrument Date	Aug 28, 2021
Instrument	3559199
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 W 3RD ST, CENTRALIA, WA 98531-4804

Mortgage

Document Number	0003559200
Date	Aug 30, 2021
Instrument	3559200

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS WA
Recording Date	Jan 31, 2020
Property Address	418 W 3RD ST, CENTRALIA, WA 98531-4804
Document Number	0003517901
Map Reference	VOL 2 PG 74-78
Instrument Date	Jan 16, 2020
Instrument	3517901
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	LEWIS COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,677.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 W 3RD ST, CENTRALIA, WA 98531-4804

Mortgage

Document Number	0003517902
Date	Jan 31, 2020
Instrument	3517902

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEWIS WA
Recording Date	Aug 8, 2019
Property Address	418 W 3RD ST, CENTRALIA, WA 98531-4804
Document Number	0003507044
Map Reference	VOL 2 PG 74
Instrument Date	Aug 1, 2019
Instrument	3507044
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	LEWIS COUNTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 8, CENTRALIA, WA 98531-0008
Investor	Possibly a Property Investor

Mortgage

Document Number	0003507045
Date	Aug 8, 2019
Instrument	3507045

Lender

Name	TWINSTAR CU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Lewis County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Lewis County
Municipality	Centralia City
Unified School District	Centralia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$561,800 (-) Land $75,000 Building $486,800	$561,800 (-) Land $75,000 Building $486,800
2024	$3,682.00	$561,800 Land $75,000 Building $486,800	$561,800 Land $75,000 Building $486,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 60 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	60 in force
Nearby Flood Claims	99 (1986–2022)
Claims Outside the SFHA	10 of 99
Most Recent Claim	Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding
Claims by Event	Severe Winter Storms, Land & Muds Slides,flooding, Jan 1997 · 10 claims High Winds, Severe Storms And Flooding, Feb 1996 · 44 claims Severe Storms & Flooding, Nov 1990 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA PUBLIC WORKS - WATER serves 28,164 people · EPA ID WA5312200
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Hawk Networks Fixed Wireless	200 / 70

May also be available: Lightcurve.

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