Lake County property record for 615 Valley Rd, Two Harbors, MN 55616 · Last verified August 2023
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,656 sqft · built 1969 |
| Lot Size | 4.52 acres (196,891 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $287,000 (Jun 2015) |
| Deeds & Mortgages | Jul 2022 Refinance Feb 2021 Refinance |
| APN | 25-5311-33230 |
| Primary APN | 25-5311-33230 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,656 sqft Gross Area |
| Flooring | Earth/Dirt |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Dome |
| Exterior Material | Metal |
| Construction Type | Wood |
| Lot Area | 196,891 sqft (4.52 acres) |
| Garage Type | Mixed |
| Garage Area | 1,344 sqft |
| Carport | Carport |
| Carport Area | 112 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Deck Area | 156 sqft |
| Pole Barn | 1,344 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 615 VALLEY RD |
|---|---|
| City | TWO HARBORS |
| State | MN |
| Zip | 55616-1477 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 305FT OF S 355FT OF W12 OF S12 OF |
| Jurisdiction | LAKE MN |
| Township / Civil Division | LAKE NO. 2 |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 370102 |
Source: Lake County records · APN 25-5311-33230
Assessment roll updated February 1, 2023 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 615 VALLEY RD, TWO HARBORS, MN 55616-1477 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance TWO HARBORS FEDERAL CREDIT UNION |
| Feb 01, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance TWO HARBORS FEDERAL CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 29, 2015 · Amount on Record |
| Deed Sale | Jun 29, 2015 · Amount on Record |
| Deed Document Number | 183184 |
| Prior Transfer Date | Feb 07, 2005 |
| Prior Transfer Doc | A000157032 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 615 VALLEY RD, TWO HARBORS, MN 55616-1477 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | A000200678 |
|---|---|
| Date | Jul 14, 2022 |
| Instrument | A000200678 |
| Name | TWO HARBORS FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 97 Months |
| Due | Aug 01, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 615 VALLEY RD, TWO HARBORS, MN 55616-1477 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | A000196339 |
|---|---|
| Date | Feb 01, 2021 |
| Instrument | A000196339 |
| Name | TWO HARBORS FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Lake County records · Assessment roll updated February 1, 2023 · Last verified August 2023
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| Unified School District | Lake Superior Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $467,400 Land $70,000 Building $397,400 | $467,400 Land $70,000 Building $397,400 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270753701022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Zito West Holding | Fiber | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE (outdoors only)
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