Lake County property record for 591 Valley Rd, Two Harbors, MN 55616
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,326 sqft · built 1900 |
| Lot Size | 14.4 acres (629,442 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,248 (2026) |
| Deeds & Mortgages | Aug 2019 Refinance |
| APN | 25-5311-33360 |
| Primary APN | 25-5311-33360 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Stories | 2 Stories |
| Building Area | 1,326 sqft Gross Area |
| 1st Floor Area | 1,326 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Vinyl Panel/Coating |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Traditional |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Roof Type | Shed Roof |
| Roof Material | Wood |
| Lot Area | 629,442 sqft (14.4 acres) |
| Garage Area | 816 sqft |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Slab |
| Porch Area | 216 sqft |
| Deck Area | 176 sqft |
| Pole Barn | 2,436 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 591 VALLEY RD |
|---|---|
| City | TWO HARBORS |
| State | MN |
| Zip | 55616-1479 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E12 OF E12 OF NW14 LESS W12 OF W12 |
| Legal Range | 11W |
| Legal Township | 53N |
| Legal Section | 33 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | LAKE NO. 2 |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 370102 |
591 Valley Rd is owned and occupied by an individual.
Source: Lake County records, as of October 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 591 VALLEY RD, TWO HARBORS, MN 55616-1479 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 591 VALLEY RD, TWO HARBORS, MN 55616-1479 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2019 |
| Name | Verified Name |
|---|
| Document Number | A000192346 |
|---|---|
| Date | Aug 8, 2019 |
| Instrument | A000192346 |
| Name | TWO HARBORS FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Sep 1, 2029 |
The 2026 property tax bill for 591 Valley Rd was $2,248 with a homeowner's exemption, up 4.4% from the year before.
Source: Lake County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,248.00 (+4.36%) Homeowner's exemption | $458,100 Land $166,400 Building $291,700 | $458,100 Land $166,400 Building $291,700 |
| 2025 | $2,154.00 | ||
| 2023 | $419,800 Land $93,700 Building $326,100 | $419,800 Land $93,700 Building $326,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 591 Valley Rd; 3 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 591 Valley Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures