601 Valley Rd, Two Harbors, MN 55616 Property Records

Lake County property record for 601 Valley Rd, Two Harbors, MN 55616

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,603 sqft · built 2003
Lot Size11.5 acres (501,811 sqft)
OwnerTrust Name on File
Last Sale$740,000 (Jun 2022)
Tax Bill$4,424 (2026)
Deeds & MortgagesJun 2022 Sale
Apr 2020 Refinance
APN25-5311-33060

Property Details

APN / Parcel Number

Primary APN25-5311-33060

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,603 sqft Gross Area
1st Floor Area2,603 sqft
FlooringWood
Interior WallsMetal
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleDome
Exterior MaterialMetal
Construction TypeWood
Roof MaterialMetal
Lot Area501,811 sqft (11.5 acres)
Garage TypeMixed
Garage Area1,956 sqft
Parking Spaces7 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
PorchSlab
Porch Area120 sqft
Deck Area408 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address601 VALLEY RD
CityTWO HARBORS
StateMN
Zip55616-1477
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWLY 760FT OF N12 OF S12 OF NE14
Legal Range11W
Legal Township53N
Legal Section33
JurisdictionLAKE MN
Township / Civil DivisionLAKE NO. 2
Census Block Group2
Census Block2009
Census Tract370102

Owner

601 Valley Rd is owner-occupied and held in a trust since June 2022.

Source: Lake County records, as of October 22, 2026

Owner of RecordTrust Name on File
Mailing Address601 VALLEY RD, TWO HARBORS, MN 55616-1477
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2022Deed, Transfer
Apr 30, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
TWO HARBORS FEDERAL CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 14, 2022 · Amount on File
Deed SaleJun 14, 2022 · Amount on File
Deed Document Number20221426869
Record UpdatedOct 29, 2026

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionLAKE MN
Recording DateJun 17, 2022
Property Address601 VALLEY RD, TWO HARBORS, MN 55616-1477
Document NumberA000200464
Instrument DateJun 14, 2022
InstrumentA000200464
Transaction TypeTransfer
Record UpdatedSep 21, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address601 VALLEY RD, TWO HARBORS, MN 55616-1477

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE MN
Property Address601 VALLEY RD, TWO HARBORS, MN 55616-1477
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000193929
DateApr 30, 2020
InstrumentA000193929
Lender
NameTWO HARBORS FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term301 Months
DueMay 1, 2045

Tax Assessment & Valuation

The 2026 property tax bill for 601 Valley Rd was $4,424 with a homeowner's exemption, up 3.8% from the year before.

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyLake County
Unified School DistrictLake Superior Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,424.00 (+3.75%) Homeowner's exemption$753,900 Land $185,800 Building $568,100$753,900 Land $185,800 Building $568,100
2025$4,264.00
2023$809,700 Land $100,600 Building $709,100$809,700 Land $100,600 Building $709,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 601 Valley Rd; 3 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 601 Valley Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Valley Rd

Nearby Streets

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