Miami County property record for 615 Summit Ave, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 915 sqft · built 1920 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $162,000 (Jun 2025) |
| Tax Bill | $1,092 (2025) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage May 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-021330 |
| Primary APN | D08-021330 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 915 sqft Living Area |
| 1st Floor Area | 602 sqft |
| 2nd Floor Area | 313 sqft |
| Upper Floors Area | 313 sqft |
| Basement Area | 602 sqft |
| Year Built | Built 1920 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 150 ft deep x 53 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 90 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Old Parcel Number | D08SW111 00600 |
|---|---|
| Street Address | 615 SUMMIT AVE |
| City | TROY |
| State | OH |
| Zip | 45373-3031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IL 2055 53 & PT VAC ALLEY 10' |
| Legal Subdivision | TROY |
| Legal Lot Number | 2055 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 365301 |
Source: Miami County records · APN D08-021330
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 615 SUMMIT AVE, TROY, OH 45373-3031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2025 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 29, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 30, 2025 · Amount on Record |
| Deed Sale | Jun 30, 2025 · Amount on Record |
| Prior Sale | May 21, 2021 · Amount on Record |
| Deed Document Number | 1095 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jun 30, 2025 |
| Property Address | 615 SUMMIT AVE, TROY, OH 45373-3031 |
| Document Number | 0000007160 |
| Map Reference | MB 2 PG 168 |
| Instrument Date | Jun 27, 2025 |
| Instrument | 2025OR-07160 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2026 |
| Title Company | HOME SERVICES TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 615 SUMMIT AVE, TROY, OH 45373-3031 |
| Document Number | 0000007161 |
|---|---|
| Date | Jun 30, 2025 |
| Instrument | 2025OR-07161 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2055 |
| Document Number | 0000007162 |
|---|---|
| Date | Jun 30, 2025 |
| Instrument | 2025OR-07162 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 100 W OLD WILSON BRIDGE RD STE 207, WORTHINGTON, OH 43085 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | May 21, 2021 |
| Property Address | 615 SUMMIT AVE, TROY, OH 45373-3031 |
| Document Number | 0000008925 |
| Map Reference | MB 2 PG 168 |
| Instrument Date | May 19, 2021 |
| Instrument | 2021OR-08925 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2021 |
| Title Company | HOME SERVICES TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 615 SUMMIT AVE, TROY, OH 45373-3031 |
| Document Number | 0000008926 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 2021OR-08926 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Oct 29, 2019 |
| Property Address | 615 SUMMIT AVE, TROY, OH 45373-3031 |
| Document Number | 0000012794 |
| Instrument Date | Oct 28, 2019 |
| Instrument | 12794 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2910 BRIDLE PATH WAY TROY OH 453738983, TROY, OH 45373-8983 |
Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,092.00 (+7.91%) Homeowner's exemption | $31,680 (+18.12%) Land $11,130 Building $20,550 | $90,500 (+18.15%) Land $31,800 Building $58,700 |
| 2024 | $1,012.00 (+2.12%) Homeowner's exemption | $26,820 (-) Land $11,590 Building $15,230 | |
| 2023 | $991.00 (+17.42%) Homeowner's exemption | $26,820 (-) Land $11,590 Building $15,230 | $76,600 (-) Land $33,100 Building $43,500 |
| 2022 | $844.00 Homeowner's exemption | $26,820 Land $11,590 Building $15,230 | $76,600 Land $33,100 Building $43,500 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), as of March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: AT&T, Benton Ridge Telephone Company, Verizon.
Based on FCC filings for 412 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system OH5501612, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TROY CITY PWS serves 26,305 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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