601 Summit Ave, Troy, OH 45373 Property Records

Miami County property record for 601 Summit Ave, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,915 sqft · built 1942
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Jan 2021)
Tax Bill	$4,138 (2025)
Deeds & Mortgages	Mar 2022 Transfer Jan 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D08-021300`

Property Details

APN / Parcel Number

Primary APN	`D08-021300`
Alternative APNs	`050628.2-26-008-00` `D08SW110 00300`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,915 sqft Living Area
1st Floor Area	1,121 sqft
2nd Floor Area	593 sqft
Upper Floors Area	593 sqft
Attic Area	201 sqft
Basement Area	1,121 sqft
Game Room	Game Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	31,799 sqft (0.73 acres)
Lot Dimensions	150 ft deep x 212 ft wide
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	180 sqft
Patio Area	225 sqft
Shed	1 Shed
Shed Area	117 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	D08SW110 00300
Street Address	601 SUMMIT AVE
City	TROY
State	OH
Zip	45373-3031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 2048 53 W PT & ILS 2049-2051 53 EA & VAC ALLEY 10X159
Legal Subdivision	TROY
Legal Lot Number	2048 53
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3018
Census Tract	365301

Owner

Source: Miami County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	601 SUMMIT AVE, TROY, OH 45373-3031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Transfer on Death Deed, Transfer
Jan 25, 2021	Grant Deed, Transfer FIRST OHIO TITLE
Jul 17, 2018	Warranty Deed, Transfer · Conventional Mortgage KEYBANK USA
May 12, 2017	Warranty Deed, Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2021 · Amount on Record
Deed Sale	Jan 25, 2021 · Amount on Record
Prior Sale	Jul 17, 2018 · Amount on Record
Deed Document Number	144
Record Updated	Jun 8, 2026

March 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MIAMI OH
Recording Date	Mar 9, 2022
Property Address	601 SUMMIT AVE, TROY, OH 45373-3031
Document Number	0000003793
Instrument Date	Mar 4, 2022
Instrument	2022OR-03793
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	601 SUMMIT AVE, TROY, OH 45373-3031

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIAMI OH
Recording Date	Jan 25, 2021
Property Address	601 SUMMIT AVE, TROY, OH 45373-3031
Document Number	0000001305
Instrument Date	Jan 15, 2021
Instrument	1305
Transaction Type	Transfer
Record Updated	Mar 5, 2021
Title Company	FIRST OHIO TITLE

Transaction

Amount	Amount Recorded
Tax	$460.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	601 SUMMIT AVE TROY OH 453733031, TROY, OH 45373-3031

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jul 17, 2018
Property Address	601 SUMMIT AVE, TROY, OH 45373-3031
Document Number	0000008619
Instrument Date	Jun 8, 2018
Instrument	8619
Transaction Type	Transfer
Record Updated	Jul 31, 2018
Title Company	STEWART TITLE, STEWART TITLE RELOCATION SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 94588 CLEVELAND OH 441014588, CLEVELAND, OH 44101-4588

Mortgage

Document Number	8620
Date	Jul 17, 2018
Instrument	8620

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 16, 2033

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	May 12, 2017
Property Address	601 SUMMIT AVE, TROY, OH 45373-3031
Document Number	0000005708
Instrument Date	May 5, 2017
Instrument	5708
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	NATIONWIDE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	601 SUMMIT AVE TROY OH 453733031, TROY, OH 45373-3031

Mortgage

Document Number	5709
Date	May 12, 2017
Instrument	5709

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2047

Tax Assessment & Valuation

Source: Miami County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,138.00 (+16.4%)	$117,570 (+27.52%) Land $23,800 Building $93,770	$335,900 (+27.52%) Land $68,000 Building $267,900
2024	$3,555.00 (+2.21%)	$92,200 (-) Land $24,820 Building $67,380
2023	$3,478.00 (+16.91%)	$92,200 (-) Land $24,820 Building $67,380	$263,400 (-) Land $70,900 Building $192,500
2022	$2,975.00	$92,200 Land $24,820 Building $67,380	$263,400 Land $70,900 Building $192,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Verizon, Watch TV.

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