Walton County property record for 615 Shore Dr, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,247 sqft · built 2004 |
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $725,000 (Oct 2023) |
| Tax Bill | $4,752 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 29-2S-21-42145-00G-0070 |
| Primary APN | 29-2S-21-42145-00G-0070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,247 sqft Living Area |
| Gross Area | 3,179 sqft |
| 1st Floor Area | 2,247 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,238 sqft (0.258 acres) |
| Lot Dimensions | 125 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 508 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 424 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 615 SHORE DR |
|---|---|
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-3892 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RP |
| Legal Description | LOT 7 BLK G HOLIDAY SHORES ESTATES 2ND ADDITION PB 4-18 OR 45-143 OR 2110-193 OR 2375-794 OR 2548-1883 OR 3016-3959 OR 3304-3895 |
| Legal Range | 021 |
| Legal Township | 02S |
| Legal Section | 29 |
| Legal Subdivision | HOLIDAY SHORES ESTATES 2 |
| Legal Block | G |
| Legal Lot Number | 7 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 950608 |
Source: Walton County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 305 PEACHTREE CIR, SANTA ROSA BEACH, FL 32459-3388 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 12, 2023 · Amount on Record |
| Deed Sale | Oct 12, 2023 · Amount on Record |
| Prior Sale | Jul 1, 2016 · Amount on Record |
| Deed Document Number | 202336938 |
| Deed Book / Page | 3304 / 3895 |
| Prior Transfer Date | Jul 28, 2016 |
| Prior Transfer Doc | 0030163959 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Oct 12, 2023 |
| Property Address | 615 SHORE DR, MIRAMAR BEACH, FL 32550-3892 |
| Document Number | 0033043895 |
| Book / Page | 3304 / 3895 |
| Map Reference | MB 4 PG 18 |
| Instrument Date | Oct 10, 2023 |
| Instrument | 20230036938 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2023 |
| Title Company | SETCO SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,075.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 615 SHORE DR, MIRAMAR BEACH, FL 32550-3892 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 305 PEACHTREE CIR, SANTA ROSA BEACH, FL 32459-3388 |
| Document Number | 0033043897 |
|---|---|
| Date | Oct 12, 2023 |
| Instrument | 3304/3897 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,752.00 (-17.51%) | $525,999 (-17.31%) Land $200,000 Building $325,999 | $525,999 (-17.31%) Land $200,000 Building $325,999 |
| 2024 | $5,761.00 (+19.5%) | ||
| 2023 | $4,821.00 (+7.78%) | $636,098 (+10.27%) Land $183,500 Building $452,598 | $636,098 (+10.27%) Land $183,500 Building $452,598 |
| 2022 | $4,473.00 | $576,845 Land $122,655 Building $454,190 | $576,845 Land $122,655 Building $454,190 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 148 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 12 (2004–2024) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Wildstar Networks.
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