563 Shore Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 563 Shore Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,149 sqft · built 1984
Lot Size	0.301 acres (13,112 sqft)
Owner	Individual Name on Record
Last Sale	$683,000 (Jun 2022)
Tax Bill	$4,365 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2023 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`29-2S-21-42145-00G-0040`

Property Details

APN / Parcel Number

Primary APN	`29-2S-21-42145-00G-0040`
Alternative APNs	`29-221-42145-00G-0040` `1063213`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,149 sqft Living Area
Gross Area	3,192 sqft
1st Floor Area	623 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	13,112 sqft (0.301 acres)
Lot Dimensions	125 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	651 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	392 sqft
Deck Area	Deck Area
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	563 SHORE DR
City	MIRAMAR BEACH
State	FL
Zip	32550-5275
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LOT 4 BLK G HOLIDAY SHORES ESTATES 2ND ADDITION PB 4-18 OR 64-378 OR 1016-307 OR 1923-413 OR 2217-239 OR 3011-3245 OR 3257-3006
Legal Range	021
Legal Township	02S
Legal Section	29
Legal Subdivision	HOLIDAY SHORES ESTATES 2
Legal Block	G
Legal Lot Number	4
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1011
Census Tract	950608

Owner

Source: Walton County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	241 ELLIS RD, 28, MIRAMAR BEACH, FL 32550-3862
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK
Nov 30, 2023	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Nov 21, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jun 24, 2022	Warranty Deed, Transfer MITCHELL LAND AND TITLE, MITCHELL LAND & TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2022 · Amount on Record
Deed Sale	Jun 24, 2022 · Amount on Record
Prior Sale	Jan 1, 2016 · Amount on Record
Deed Document Number	202229619
Deed Book / Page	57 / 3006
Prior Transfer Date	Jan 26, 2016
Prior Transfer Doc	0030113245
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	563 SHORE DR, MIRAMAR BEACH, FL 32550-5275
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	563 SHORE DR, MIRAMAR BEACH, FL 32550-5275

Mortgage

Document Number	0033734551
Date	Oct 10, 2025
Book Page	3373/4551
Instrument	20250037030

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2045

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	563 SHORE DR, MIRAMAR BEACH, FL 32550-5275
Transaction Type	Mortgage
Record Updated	Jan 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	563 SHORE DR, MIRAMAR BEACH, FL 32550-5275

Mortgage

Document Number	0033090799
Date	Nov 30, 2023
Book Page	3309/799
Instrument	20230042855

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 6, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	563 SHORE DR, MIRAMAR BEACH, FL 32550-5275
Transaction Type	Mortgage
Record Updated	Dec 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5563 SHORE DR, MIRAMAR BEACH, FL 32550

Mortgage

Document Number	0032732752
Date	Nov 21, 2022
Book Page	3273/2752
Instrument	20220050618

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2042

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 24, 2022
Property Address	563 SHORE DR, MIRAMAR BEACH, FL 32550-5275
Document Number	0032573006
Book / Page	3257 / 3006
Map Reference	MB 4 PG 18
Instrument Date	Jun 23, 2022
Instrument	20220029619
Transaction Type	Transfer
Record Updated	Jul 13, 2022
Title Company	MITCHELL LAND AND TITLE, MITCHELL LAND & TITLE INC

Transaction

Amount	Amount Recorded
Tax	$4,781.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	563 SHORE DR, 563, MIRAMAR BEACH, FL 32550-5275

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 ELLIS RD UNIT 28, 28, MIRAMAR BEACH, FL 32550-3862

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Veteran's exemption	$450,244 (-14.31%) Land $200,000 Building $250,244	$450,244 (-14.31%) Land $200,000 Building $250,244
2024	$4,365.00 (-0.37%)
2023	$4,381.00 (+190.13%) Homeowner's exemption	$525,462 (+12.69%) Land $183,500 Building $341,962	$525,462 (+12.69%) Land $183,500 Building $341,962
2022	$1,510.00 Homeowner's exemption	$466,288 Land $122,655 Building $343,633	$466,288 Land $122,655 Building $343,633

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	148 in force
Nearby Flood Claims	12 (2004–2024)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 5 claims Hurricane Michael, Oct 2018 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Wildstar Networks.

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