Walton County property record for 608 Shore Dr, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,479 sqft · built 1973 |
| Lot Size | 0.665 acres (28,967 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $4,554 (2025) |
| Deeds & Mortgages | May 2023 Transfer Feb 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 29-2S-21-42140-00F-0040 |
| Primary APN | 29-2S-21-42140-00F-0040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,479 sqft Living Area |
| Gross Area | 4,889 sqft |
| 1st Floor Area | 2,804 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Stone |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 28,967 sqft (0.665 acres) |
| Lot Dimensions | 290 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 506 sqft |
| Carport | Carport |
| Carport Area | 506 sqft |
| Porch | Open/Unfinished Porch |
| Porch Area | 482 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 608 SHORE DR |
|---|---|
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-5209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BAYS |
| Legal Description | LOT 4 BLK F HOLIDAY SHORES ESTATES 1ST ADDITION PB 3-91 OR 1470-248 OR 3288-504 |
| Legal Range | 021 |
| Legal Township | 02S |
| Legal Section | 29 |
| Legal Subdivision | HOLIDAY SHORES ESTATES 1 |
| Legal Block | F |
| Legal Lot Number | 4 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 950608 |
608 Shore Dr is owner-occupied and held in a trust since April 2023.
Source: Walton County records, as of December 3, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 608 SHORE DR, MIRAMAR BEACH, FL 32550-5209 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 1, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Feb 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE ONE OF THE SOUTH INC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 26, 2023 |
| Transfer Doc | 0032880504 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | May 1, 2023 |
| Property Address | 608 SHORE DR, MIRAMAR BEACH, FL 32550-5209 |
| Document Number | 0032880504 |
| Book / Page | 3288 / 504 |
| Map Reference | MB 3 PG 91 |
| Instrument Date | Apr 26, 2023 |
| Instrument | 20230015059 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 608 SHORE DR, MIRAMAR BEACH, FL 32550-5209 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 608 SHORE DR, MIRAMAR BEACH, FL 32550-5209 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 608 SHORE DR, MIRAMAR BEACH, FL 32550-5209 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Title Company | CAPE CORAL TITLE, CAP CORAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 608 SHORE DR, MIRAMAR BEACH, FL 32550-5209 |
| Document Number | 0031830866 |
|---|---|
| Date | Feb 16, 2021 |
| Book Page | 3183/866 |
| Instrument | 20210007069 |
| Name | MORTGAGE ONE OF THE SOUTH INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WALTON BEACH, FL 32548 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 608 Shore Dr was $4,554, up 1.9% from the year before.
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,554.00 (+1.95%) | $542,619 | $1,276,995 Land $879,000 Building $397,995 |
| 2024 | $4,467.00 (+3.81%) | ||
| 2023 | $4,303.00 (+1.2%) Homeowner's exemption | $1,428,756 (+27.33%) Land $879,000 Building $549,756 | $1,428,756 (+27.33%) Land $879,000 Building $549,756 |
| 2022 | $4,252.00 Homeowner's exemption | $1,122,058 Land $569,316 Building $552,742 | $1,122,058 Land $569,316 Building $552,742 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 608 Shore Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 148 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 12 (2004–2024) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 608 Shore Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Wildstar Networks.
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