615 S 3rd St, Saint Charles, IL 60174 Property Records

Kane County property record for 615 S 3rd St, Saint Charles, IL 60174 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,718 sqft · built 1915
Lot Size	0.185 acres (8,039 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Oct 2019)
Tax Bill	$9,972 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-34-159-008`

Property Details

APN / Parcel Number

Primary APN	`09-34-159-008`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,718 sqft Living Area
Basement Area	859 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1969
Architectural Style	Custom Design
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,039 sqft (0.185 acres)
Lot Dimensions	135 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Hot Water
Water Source	Commercial

Location & Zoning

Street Address	615 S 3RD ST
City	SAINT CHARLES
State	IL
Zip	60174-3908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOODYS ADD. - SLY 60 FT OF NLY 204 FT OF LOTS 23 & 24
Legal Subdivision	MOODYS ADD
Legal Block	4
Legal Lot Number	23,24
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	4
Census Block	4002
Census Tract	852201

Owner

Source: Kane County records · APN 09-34-159-008

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	615 S 3RD ST, SAINT CHARLES, IL 60174-3908
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 17, 2019 · Amount on Record
Deed Sale	Oct 17, 2019 · Amount on Record
Prior Sale	Apr 25, 2007 · Amount on Record
Deed Document Number	201949382
Record Updated	Sep 20, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 17, 2019
Property Address	615 S 3RD ST, ST CHARLES, IL 60174-3908
Document Number	0000049382
Instrument Date	Oct 02, 2019
Instrument	2019K049382
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CITYWIDE TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	615 S 3RD ST, 615, ST CHARLES, IL 60174-3908

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	615 S 3RD ST, SAINT CHARLES, IL 60174-3908

Mortgage

Document Number	0000049383
Date	Oct 17, 2019
Instrument	2019K049383

Lender

Name	CIBM BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,972.00 (+10.68%) Homeowner's exemption
2024		$138,387 (+17.68%) Land $32,398 Building $105,989	$415,327 (+17.72%) Land $97,233 Building $318,094
2022	$9,010.00 (+4.14%) Homeowner's exemption	$117,599 (+4.91%) Land $28,406 Building $89,193	$352,797 (+4.91%) Land $85,218 Building $267,579
2021	$8,652.00 Homeowner's exemption	$112,096 Land $27,077 Building $85,019	$336,288 Land $81,231 Building $255,057

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 494 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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