Kane County property record for 606 S 3rd St, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,343 sqft · built 1987 |
| Lot Size | 0.71 acres (3,074 sqft) |
| Owner | Company Name on File |
| Last Sale | $155,000 (Mar 2022) |
| Tax Bill | $5,366 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Aug 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-34-179-026 |
| Primary APN | 09-34-179-026 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,343 sqft Living Area |
| Basement Area | 790 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,074 sqft (0.71 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 606 S 3RD ST |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-3909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1A |
| Legal Subdivision | PRAIRIE MANOR CONDOS |
| Legal Block | 4 |
| Legal Lot Number | 22 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 852201 |
606 S 3rd St is owned by a company that bought it in March 2022.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 36W705 W RIDGEWOOD LN, SAINT CHARLES, IL 60175-6234 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 7, 2022 | Deed of Trust, Mortgage · Line of Credit LINCOLNWAY COMMUNITY BANK |
| Aug 8, 2022 | Deed of Trust, Mortgage · Commercial Mortgage AMERICAN COMMUNITY BANK & TRUST |
| Mar 2, 2022 | Sheriff's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2022 · Amount on File |
| Deed Sale | Mar 2, 2022 · Amount on File |
| Prior Sale | Jul 13, 1995 · Amount on File |
| Deed Document Number | 202211846 |
| Prior Transfer Date | Jan 12, 2022 |
| Prior Transfer Doc | 0000011846 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 606 S 3RD ST, ST CHARLES, IL 60174-3909 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000001377 |
|---|---|
| Date | Jan 7, 2022 |
| Instrument | 2022K001377 |
| Name | LINCOLNWAY COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | NEW LENOX, IL 60451 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 606 S 3RD ST, ST CHARLES, IL 60174-3909 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000040199 |
|---|---|
| Date | Aug 8, 2022 |
| Instrument | 2022K040199 |
| Name | AMERICAN COMMUNITY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | WOODSTOCK, IL 60098 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 2, 2022 |
| Property Address | 606 S 3RD ST, ST CHARLES, IL 60174-3909 |
| Document Number | 0000011846 |
| Map Reference | DOC 185340 |
| Instrument Date | Jan 12, 2022 |
| Instrument | 2022K011846 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 15, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $155.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1010 MORSE AVE STE C, C, SCHAUMBURG, IL 60193-4584 |
The 2025 property tax bill for 606 S 3rd St was $5,366.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,366.00 | $76,524 (+8.53%) Land $20,208 Building $56,316 | $229,664 (+8.53%) Land $60,648 Building $169,016 |
| 2024 | $70,510 Land $18,620 Building $51,890 | $211,615 Land $55,882 Building $155,732 | |
| 2022 | $4,757.00 (+4.37%) Homeowner's exemption | $64,926 (+4.91%) Land $18,446 Building $46,480 | $194,778 (+4.91%) Land $55,338 Building $139,440 |
| 2021 | $4,558.00 Homeowner's exemption | $61,888 Land $17,583 Building $44,305 | $185,664 Land $52,749 Building $132,915 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 606 S 3rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 606 S 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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