Kane County property record for 614 S 3rd St, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,343 sqft · built 1987 |
| Lot Size | 0.71 acres (3,074 sqft) |
| Owner | Individual Name on File |
| Last Sale | $209,500 (Nov 2021) |
| Tax Bill | $4,100 (2025) |
| Deeds & Mortgages | Nov 2021 Sale Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-34-179-030 |
| Primary APN | 09-34-179-030 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,343 sqft Living Area |
| Basement Area | 790 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,074 sqft (0.71 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 614 S 3RD ST |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-3909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT NO 1-E IN PRAIRIE MANOR CONDO |
| Legal Subdivision | PRAIRIE MANOR CONDO |
| Legal Block | 4 |
| Legal Unit | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 852201 |
614 S 3rd St is owned and occupied by an individual who bought it in November 2021.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 614 S 3RD ST, 1E, SAINT CHARLES, IL 60174-3909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 15, 2021 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Dec 2, 2020 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2021 · Amount on File |
| Deed Sale | Nov 15, 2021 · Amount on File |
| Prior Sale | Dec 2, 2020 · Amount on File |
| Deed Document Number | 202185760 |
| Prior Transfer Date | Dec 28, 1994 |
| Prior Transfer Doc | 0000000574 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 15, 2021 |
| Property Address | 614 S 3RD ST, ST CHARLES, IL 60174-3909 |
| Document Number | 0000085760 |
| Map Reference | DOC 1853240 |
| Instrument Date | May 15, 2021 |
| Instrument | 2021K085760 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $209.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2445 N MEADE AVE, CHICAGO, IL 60639-2221 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 2, 2020 |
| Property Address | 614 S 3RD ST, ST CHARLES, IL 60174-3909 |
| Document Number | 0000074278 |
| Instrument Date | Nov 19, 2020 |
| Instrument | 2020K074278 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2022 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $197.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 614 S 3RD ST, SAINT CHARLES, IL 60174-3909 |
| Document Number | 0000074279 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 2020K074279 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Rate | 2.75% |
|---|
The 2025 property tax bill for 614 S 3rd St was $4,100 with exemptions applied, up 21.6% from the year before.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,100.00 (+21.63%) Homeowner's exemption Senior Citizen's exemption | $74,472 (+8.53%) Land $20,208 Building $54,264 | $223,505 (+8.53%) Land $60,648 Building $162,857 |
| 2024 | $3,371.00 | $68,619 Land $18,620 Building $49,999 | $205,939 Land $55,882 Building $150,057 |
| 2022 | $4,225.00 (-0.8%) Homeowner's exemption | $63,339 (+4.91%) Land $18,446 Building $44,893 | $190,017 (+4.91%) Land $55,338 Building $134,679 |
| 2021 | $4,259.00 Homeowner's exemption | $60,375 Land $17,583 Building $42,792 | $181,125 Land $52,749 Building $128,376 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 614 S 3rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 614 S 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures