615 Oregon Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 615 Oregon Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1996
Square Footage	1,800 sqft Heated Area
Lot Size	11,326 sqft (0.26 acres)
Last Sale	$188,000 (2017)
Tax Bill	$4,797.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`77041`
Alternative APN	`012630000100580190`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Units	2 Units
Building Area	1,800 sqft Heated Area
Gross Area	1,932 sqft Gross Area
1st Floor	1,800 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1996
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	11,326 sqft (0.26 acres)
Depth X Width	150 ft x 75 ft Depth x Width

Exterior Amenities

Shed	1 Shed
Shed Area	80 sqft Shed
Porch	Finished/Screened Porch
Porch Area	132 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	77041
Street Address	615 OREGON AVE
City	SAINT CLOUD
State	FL
Zip	34769-3073
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	ST CLOUD PB B PG 34 BLK 58 LOTS 19, 20 & 21 1/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD MULTI FAMILY LOT
Legal Tract	1
Legal Block	58
Legal Lot Number	1,19-21 20
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	5
Census Block	5040
Census Tract	43500

Owner

Source: Osceola County records · APN 77041

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4160 CITRUS ST, KISSIMMEE, FL 34746-3716
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 15, 2017 · Amount on Record
Deed Sale	Mar 15, 2017 · Amount on Record
Deed Doc Number	2017040168
Deed Book / Page	5117 / 0298
Record Refreshed	Jun 08, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 15, 2017
Property Address	615 OREGON AVE, SAINT CLOUD, FL 34769-3073
Document Number	0051170298
Book / Page	005117 / 000298
Instrument Date	Feb 28, 2017
Instrument	40168
Transaction Type	Transfer
Record Updated	Apr 12, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE/FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,316.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	4160 CITRUS ST KISSIMMEE FL 347463716, KISSIMMEE, FL 34746-3716

Mortgage

Document Number	51170300
Date	Mar 15, 2017
Book Page	005117/000300
Instrument	40169

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,797.00 (+12.32%)	$307,700 (+1.25%) Land $70,000 Building $237,700	$307,700 (+1.25%) Land $70,000 Building $237,700
2023	$4,271.00 (+18.87%)	$303,900 (+36.22%) Land $60,000 Building $243,900	$303,900 (+36.22%) Land $60,000 Building $243,900
2022	$3,593.00	$223,100 Land $52,000 Building $171,100	$223,100 Land $52,000 Building $171,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.