523 Oregon Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 523 Oregon Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,792 sqft · built 1960
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$366,000 (May 2024)
Tax Bill	$4,430 (2025)
Flood Zone	Zone X (minimal risk)
APN	`76488`

Property Details

APN / Parcel Number

Primary APN	`76488`
Alternative APN	`012630000100010130`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,792 sqft Heated Area
Gross Area	2,952 sqft
1st Floor Area	896 sqft
Upper Floors Area	896 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1960
Exterior Material	Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached - Finished
Garage Area	520 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	640 sqft
Patio Area	220 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	76488
Street Address	523 OREGON AVE
City	SAINT CLOUD
State	FL
Zip	34769-3071
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST CLOUD PB B PG 33-34 BLK 1 LOTS 13 & 14 1/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD
Legal Tract	1
Legal Block	1
Legal Lot Number	1,13-14 14
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	5
Census Block	5031
Census Tract	43500

Owner

Source: Osceola County records · APN 76488

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	523 OREGON AVE, SAINT CLOUD, FL 34769-3071
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 02, 2024 · Amount on Record
Deed Sale	May 02, 2024 · Amount on Record
Prior Sale	Dec 01, 1998 · Amount on Record
Deed Document Number	2024058041
Deed Book / Page	6594 / 924
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,430.00 (+23.36%) Homeowner's exemption	$290,400 (+28.33%) Land $46,800 Building $243,600	$290,400 (+28.33%) Land $46,800 Building $243,600
2023	$3,591.00 (+11.35%)	$226,300 (+14.24%) Land $42,500 Building $183,800	$226,300 (+14.24%) Land $42,500 Building $183,800
2022	$3,225.00	$198,100 Land $35,100 Building $163,000	$198,100 Land $35,100 Building $163,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.