526 Oregon Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 526 Oregon Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1997
Square Footage	1,624 sqft Heated Area
Lot Size	7,405 sqft (0.169 acres)
Garage	Mixed, 616 sqft
Last Sale	$330,000 (2022)
Tax Bill	$5,151.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`76496`
Alternative APN	`012630000100020110`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,624 sqft Heated Area
Gross Area	2,520 sqft Gross Area
1st Floor	1,400 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1997
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,405 sqft (0.169 acres)
Depth X Width	150 ft x 50 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Type	Mixed Garage
Garage Area	616 sqft Garage
Fence	Fence
Porch	Enclosed Porch
Porch Area	224 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	76496
Street Address	526 OREGON AVE
City	SAINT CLOUD
State	FL
Zip	34769-3072
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD PB B PG 33/34 BLK 2 LOTS 11 & 12 1-26-30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD
Legal Tract	1
Legal Block	2
Legal Lot Number	1,11-12 12
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	5
Census Block	5032
Census Tract	43500

Owner

Source: Osceola County records · APN 76496

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	5170 THOMPKINS DR, SAINT CLOUD, FL 34771-7877
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 22, 2022 · Amount on Record
Deed Sale	Jul 22, 2022 · Amount on Record
Deed Doc Number	0062572581
Prior Transfer Date	Sep 16, 1996
Prior Transfer Doc	0135000209
Record Refreshed	Jun 08, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	526 OREGON AVE, SAINT CLOUD, FL 34769-3072
Transaction Type	Mortgage
Record Updated	Aug 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1289, LUTZ, FL 33548-1289

Mortgage

Document Number	0062572583
Date	Jul 26, 2022
Book Page	6257/2583
Instrument	2022114529

Lender

Name	FAIRWINDS CU
Type	Credit Union
Address	ORLANDO, FL 32801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Jul 22, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,151.00 (+11.47%)	$287,600 (+12.17%) Land $46,800 Building $240,800	$287,600 (+12.17%) Land $46,800 Building $240,800
2023	$4,621.00 (+27.48%)	$256,400 (+17.99%) Land $42,500 Building $213,900	$256,400 (+17.99%) Land $42,500 Building $213,900
2022	$3,625.00	$217,300 Land $35,100 Building $182,200	$217,300 Land $35,100 Building $182,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.