615 Mirada Rd, Half Moon Bay, CA 94019 Property Records

San Mateo County property record for 615 Mirada Rd, Half Moon Bay, CA 94019

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 1998
Lot Size	0.11 acres (4,800 sqft)
Owner	2 Trust Names on File
Last Sale	$1,050,000 (Apr 2019)
Tax Bill	$14,768 (2025)
Deeds & Mortgages	Apr 2021 Transfer Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`048-056-150`

Property Details

APN / Parcel Number

Primary APN	`048-056-150`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft
Family Room	Family Room

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	615 MIRADA RD
City	HALF MOON BAY
State	CA
Zip	94019-1314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 33 BLOCK 2 MIRAMAR TERRACE
Legal Subdivision	MIRAMAR TERRACE
Legal Block	2
Legal Lot Number	33
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	2
Census Block	2019
Census Tract	613502

Owner

615 Mirada Rd is held in a trust since April 2019.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	615 MIRADA RD, HALF MOON BAY, CA 94019-1314
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Intrafamily Transfer, Transfer
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA
Apr 11, 2019	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Oct 12, 2018	Deed of Trust, Mortgage SECURED INCOME FUND II LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2019 · Amount on File
Deed Sale	Apr 11, 2019 · Amount on File
Prior Sale	Nov 9, 2012 · Amount on File
Deed Document Number	201925937
Prior Transfer Date	Jun 26, 1994
Prior Transfer Doc	0000113580
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Apr 7, 2021
Property Address	615 MIRADA RD, HALF MOON BAY, CA 94019-1314
Document Number	0000055849
Map Reference	MB B PG 42
Instrument Date	Apr 7, 2021
Instrument	2021-055849
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	615 MIRADA RD, HALF MOON BAY, CA 94019-1314

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	615 MIRADA RD, HALF MOON BAY, CA 94019-1314
Document Number	0000103683
Instrument Date	Sep 22, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	615 MIRADA RD HALF MOON BAY CA 940191314, HALF MOON BAY, CA 94019-1314

Mortgage

Document Number	0000103683
Date	Sep 30, 2020
Instrument	103683

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 29, 2040

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Apr 11, 2019
Property Address	615 MIRADA RD, HALF MOON BAY, CA 94019-1314
Document Number	0000025937
Map Reference	MB 4 PG 12
Instrument Date	Apr 1, 2019
Instrument	2019-025937
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	615 MIRADA RD, HALF MOON BAY, CA 94019-1314

Mortgage

Document Number	0000025938
Date	Apr 11, 2019
Instrument	2019-025938

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	615 MIRADA RD, HALF MOON BAY, CA 94019-1314
Document Number	0000080497
Instrument Date	Oct 12, 2018
Transaction Type	Mortgage
Record Updated	Nov 2, 2018
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	519 GRAND ST REDWOOD CITY CA 940622065, REDWOOD CITY, CA 94062-2065

Mortgage

Document Number	0000080497
Date	Oct 17, 2018
Instrument	80497

Lender

Name	SECURED INCOME FUND II LLC
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 615 Mirada Rd was $14,768.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,194,713 (+2%) Land $617,837 Building $576,876
2025	$14,768.00	$1,171,288 Land $605,723 Building $565,565
2023	$13,289.00 (+1.13%)	$1,125,807 Land $582,203 Building $543,604	$2,172,780
2022	$13,140.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 615 Mirada Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 615 Mirada Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mirada Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures