San Mateo County property record for 425 Mirada Rd, Half Moon Bay, CA 94019
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,540 sqft · built 1995 |
| Lot Size | 0.099 acres (4,332 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $622,500 (Mar 2004) |
| Tax Bill | $11,367 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 048-056-140 |
| Primary APN | 048-056-140 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,540 sqft Living Area |
| 1st Floor Area | 1,540 sqft |
| Family Room | Family Room |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 4,332 sqft (0.099 acres) |
| Lot Dimensions | 120 ft deep x 40 ft wide |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 425 MIRADA RD |
|---|---|
| City | HALF MOON BAY |
| State | CA |
| Zip | 94019-1313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R100S7 |
| Legal Description | LOT 32 BLOCK 2 MIRAMAR TERRACE |
| Legal Subdivision | MIRAMAR TERRACE |
| Legal Block | 2 |
| Legal Lot Number | 32 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | HALF MOON BAY |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 613502 |
425 Mirada Rd is owned and occupied by two individuals who bought it in March 2004.
Source: San Mateo County records, as of July 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 425 MIRADA RD, HALF MOON BAY, CA 94019-1313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2004 · Amount on File |
| Deed Sale | Mar 5, 2004 · Amount on File |
| Deed Document Number | 200440399 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 425 MIRADA RD, HALF MOON BAY, CA 94019-1313 |
| Document Number | 0000023906 |
| Instrument Date | Mar 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 425 MIRADA RD HALF MOON BAY CA 940191313, HALF MOON BAY, CA 94019-1313 |
| Document Number | 0000023906 |
|---|---|
| Date | Mar 29, 2018 |
| Instrument | 23906 |
| Name | WFB NA |
|---|---|
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 28, 2048 |
The 2025 property tax bill for 425 Mirada Rd was $11,367 with a homeowner's exemption.
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Unified School District | Cabrillo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $902,750 (+2%) Land $451,375 Building $451,375 | ||
| 2025 | $11,367.00 Homeowner's exemption | $885,050 Land $442,525 Building $442,525 | |
| 2023 | $10,204.00 (+2.26%) Homeowner's exemption | $850,686 Land $425,343 Building $425,343 | $964,350 |
| 2022 | $9,978.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 425 Mirada Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 425 Mirada Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
May also be available: AT&T, Verizon.
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