445 Mirada Rd, Half Moon Bay, CA 94019 Property Records

San Mateo County property record for 445 Mirada Rd, Half Moon Bay, CA 94019

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,450 sqft · built 1999
Lot Size	0.461 acres (20,066 sqft)
Owner	2 Company Names on Record
Last Sale	$2,632,470 (Apr 2025)
Tax Bill	$24,730 (2025)
Deeds & Mortgages	Jul 2022 Transfer Aug 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`048-015-080`

Property Details

APN / Parcel Number

Primary APN	`048-015-080`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,450 sqft Living Area
1st Floor Area	1,225 sqft
2nd Floor Area	1,225 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	20,066 sqft (0.461 acres)
Lot Dimensions	130 ft deep x 150 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	445 MIRADA RD
City	HALF MOON BAY
State	CA
Zip	94019-1389
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CL00C1
Legal Description	LOTS 8 9 10 11 BLOCK 1 BROPHYS BEACH
Legal Subdivision	BROPHYS BEACH
Legal Block	1
Legal Lot Number	8
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	2
Census Block	2007
Census Tract	613502

Owner

Source: San Mateo County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	425 S FINANCIAL PL, 2000, CHICAGO, IL 60605-1000
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Correction Deed OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Aug 6, 2019	Quit Claim Deed, Transfer OTHER
Feb 5, 2019	Quit Claim Deed, Transfer OTHER
Jan 20, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2025 · Amount on Record
Deed Sale	Apr 24, 2025 · Amount on Record
Prior Sale	Feb 1, 2001 · Amount on Record
Deed Document Number	202519850
Prior Transfer Date	Jun 24, 2022
Prior Transfer Doc	0000055055
Record Updated	Sep 20, 2026

July 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jul 15, 2022
Property Address	445 MIRADA RD, HALF MOON BAY, CA 94019-1389
Document Number	0000055055
Map Reference	MB 5 PG 58
Instrument Date	Jun 24, 2022
Instrument	2022-055055
Record Updated	Oct 28, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 PERTH PL, BERKELEY, CA 94705-1647

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Aug 6, 2019
Property Address	445 MIRADA RD, HALF MOON BAY, CA 94019-1389
Document Number	0000062147
Instrument Date	Aug 6, 2019
Instrument	62147
Transaction Type	Transfer
Record Updated	Aug 28, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 PERTH PL BERKELEY CA 947051647, BERKELEY, CA 94705-1647

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Feb 5, 2019
Property Address	445 MIRADA RD, HALF MOON BAY, CA 94019-1389
Document Number	0000007970
Instrument Date	Feb 5, 2019
Instrument	7970
Transaction Type	Transfer
Record Updated	Feb 26, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	445 MIRADA RD HALF MOON BAY CA 940191389, HALF MOON BAY, CA 94019-1389

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jan 20, 2017
Property Address	445 MIRADA RD, HALF MOON BAY, CA 94019-1389
Document Number	0000006418
Instrument Date	Jan 20, 2017
Instrument	6418
Transaction Type	Transfer
Record Updated	Feb 7, 2017

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 PERTH PL BERKELEY CA 947051647, BERKELEY, CA 94705-1647

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,346,000 (+15.55%) Land $1,275,000 Building $1,071,000
2025	$24,730.00 (+10.82%)	$2,030,240 (+4.04%) Land $1,003,965 Building $1,026,275
2023	$22,315.00 (+1.79%)	$1,951,405 Land $964,981 Building $986,424	$2,537,100
2022	$21,923.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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