615 Michael Cir, Monroe, GA 30655 Property Records

Walton County property record for 615 Michael Cir, Monroe, GA 30655

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,945 sqft · built 2001
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (May 2021)
Tax Bill	$4,659 (2025)
Deeds & Mortgages	Mar 2026 Construction Loan May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NM03A-031`

Property Details

APN / Parcel Number

Primary APN	`NM03A-031`
Alternative APN	`34728`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,945 sqft Heated Area
1st Floor Area	1,297 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2008
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)
Terrain	Rolling
Garage Area	480 sqft

Exterior Amenities

Porch	Slab
Porch Area	170 sqft
Patio Area	247 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	34728
Street Address	615 MICHAEL CIR
City	MONROE
State	GA
Zip	30655-8470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	#31A EVERGREEN ESTATES .43AC
Legal Subdivision	EVERGREEN ESTATES
Legal Block	A
Legal Lot Number	31
Jurisdiction	WALTON GA
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1012
Census Tract	110701

Owner

Source: Walton County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	737 RIDGELAND RD, BETHLEHEM, GA 30620-2024
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · Construction Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
May 7, 2021	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS
Jul 10, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2021 · Amount on Record
Deed Sale	May 7, 2021 · Amount on Record
Prior Sale	Feb 25, 2015 · Amount on Record
Deed Document Number	20212213
Deed Book / Page	4865 / 393
Prior Transfer Date	Apr 28, 2017
Prior Transfer Doc	0040960003
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	615 MICHAEL CIR, MONROE, GA 30655-8470
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Mortgage

Document Number	0056250000001295
Date	Mar 23, 2026
Book Page	0000005625/0000001295
Instrument	D2026-003016

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON GA
Recording Date	May 7, 2021
Property Address	615 MICHAEL CIR, MONROE, GA 30655-8470
Document Number	0048650393
Book / Page	4865 / 393
Instrument Date	May 7, 2021
Instrument	2021-002213
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	737 RIDGELAND RD, BETHLEHEM, GA 30620-2024

Mortgage

Document Number	0048650000000396
Date	May 14, 2021
Book Page	0000004865/0000000396
Instrument	2021008826

Lender

Name	CALIBER HOME LOANS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON GA
Recording Date	Jul 10, 2017
Property Address	615 MICHAEL CIR, MONROE, GA 30655-8470
Document Number	0040960003
Book / Page	004096 / 000003
Instrument Date	Apr 26, 2017
Transaction Type	Transfer
Record Updated	Aug 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2184 N BATAVIA ST ORANGE CA 928653104, ORANGE, CA 92865-3104

Tax Assessment & Valuation

Source: Walton County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Municipality	Monroe City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,659.00 (+6.13%)	$132,460 (+5.48%) Land $22,000 Building $110,460	$331,150 (+5.48%) Land $55,000 Building $276,150
2023	$4,390.00 (-98.85%)	$125,580 (+29.17%) Land $22,000 Building $103,580	$313,950 (+29.17%) Land $55,000 Building $258,950
2022	$382,872.00	$97,220 Land $17,200 Building $80,020	$243,050 Land $43,000 Building $200,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 25,248 people · EPA ID GA2970001
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

May also be available: T-Mobile, Verizon, Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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