605 Michael Cir, Monroe, GA 30655 Property Records

Walton County property record for 605 Michael Cir, Monroe, GA 30655

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,278 sqft · built 2007
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,554 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2026 Sale + 4 more
Flood Zone	Zone AE (high risk)
APN	`NM03A-027`

Property Details

APN / Parcel Number

Primary APN	`NM03A-027`
Alternative APN	`34724`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,278 sqft Heated Area
1st Floor Area	879 sqft
Basement Area	879 sqft
Unfinished Basement	879 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2008
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	31,799 sqft (0.73 acres)
Terrain	Rolling
Garage Area	520 sqft

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	110 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	34724
Street Address	605 MICHAEL CIR
City	MONROE
State	GA
Zip	30655-8470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	#27A EVERGREEN ESTATES .73AC
Legal Subdivision	EVERGREEN ESTATES
Legal Block	A
Legal Lot Number	27
Jurisdiction	WALTON GA
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1012
Census Tract	110701

Owner

605 Michael Cir is owned and occupied by two individuals who acquired it in August 2026.

Source: Walton County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	605 MICHAEL CIR, MONROE, GA 30655-8470
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Limited Warranty Deed, Transfer · FHA Mortgage SOUTHEAST MORTGAGE
Aug 4, 2026	Warranty Deed, Transfer
Aug 8, 2019	Quit Claim Deed, Mortgage MORGAN STANLEY MTG CAP HOLDING
Mar 5, 2019	Grant Deed, Transfer ATTORNEY ONLY
Jan 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 20, 2017	Grant Deed, Transfer NATIONS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2026
Deed Sale	Aug 4, 2026
Prior Sale	Aug 4, 2026 · Amount on File
Deed Document Number	20268325
Deed Book / Page	5642 / 646
Prior Transfer Date	Jan 17, 2017
Prior Transfer Doc	0040220115
Record Updated	Oct 29, 2026

August 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	WALTON GA
Recording Date	Aug 4, 2026
Property Address	605 MICHAEL CIR, MONROE, GA 30655-8470
Document Number	0000008323
Book / Page	5642 / 628
Instrument Date	Jul 31, 2026
Instrument	20268323
Transaction Type	Transfer
Record Updated	Sep 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 MICHAEL CIR, MONROE, GA 30655-8470

Mortgage

Document Number	5642000631,
Date	Aug 4, 2026
Book Page	5642/631

Lender

Name	SOUTHEAST MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Max Rate	-1%

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON GA
Recording Date	Aug 4, 2026
Property Address	605 MICHAEL CIR, MONROE, GA 30655-8470
Document Number	0000008325
Book / Page	5642 / 646
Instrument Date	Jul 31, 2026
Instrument	20268325
Transaction Type	Transfer
Record Updated	Sep 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 MICHAEL CIR, MONROE, GA 30655-8470

August 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WALTON GA
Recording Date	Aug 8, 2019
Property Address	605 MICHAEL CIR, MONROE, GA 30655-8470
Document Number	0044270102
Book / Page	004427 / 000102
Instrument Date	Jul 31, 2019
Transaction Type	Mortgage
Record Updated	Jan 10, 2020
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	605 MICHAEL CIR MONROE GA 306558470, MONROE, GA 30655-8470

Mortgage

Document Number	44510321
Date	Aug 8, 2019
Book Page	004451/000321
Instrument	11435

Lender

Name	MORGAN STANLEY MTG CAP HOLDING
Type	Mortgage Company
Address	1585 BROADWAY 24 TH FL, NEW YORK, NY 10036

Agreement

Amount	Amount on Record
Term	84 Months
Due	Aug 7, 2026

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON GA
Recording Date	Mar 5, 2019
Property Address	605 MICHAEL CIR, MONROE, GA 30655-8470
Document Number	0043480319
Book / Page	004348 / 000319
Instrument Date	Feb 28, 2019
Instrument	2364
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$172.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	605 MICHAEL CIR MONROE GA 306558470, MONROE, GA 30655-8470
Investor	Possibly a Property Investor

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON GA
Recording Date	Jan 20, 2017
Property Address	605 MICHAEL CIR, MONROE, GA 30655-8470
Document Number	0040220115
Book / Page	004022 / 000115
Instrument Date	Jan 17, 2017
Transaction Type	Transfer
Record Updated	Feb 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON GA
Recording Date	Jan 20, 2017
Property Address	605 MICHAEL CIR, MONROE, GA 30655-8470
Document Number	0040220101
Book / Page	004022 / 000101
Instrument Date	Jan 17, 2017
Transaction Type	Transfer
Record Updated	Feb 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$133.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 MICHAEL CIR MONROE GA 306558470, MONROE, GA 30655-8470

Mortgage

Document Number	40220102
Date	Jan 20, 2017
Book Page	004022/000102

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 605 Michael Cir was $4,554.

Source: Walton County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Municipality	Monroe City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,554.00	$129,480 Land $22,000 Building $107,480	$323,700 Land $55,000 Building $268,700
2023	$4,496.00 (-98.88%)	$128,600 (+25.64%) Land $22,000 Building $106,600	$321,500 (+25.64%) Land $55,000 Building $266,500
2022	$403,114.00	$102,360 Land $17,200 Building $85,160	$255,900 Land $43,000 Building $212,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 605 Michael Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 14, 2022

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 605 Michael Cir is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 25,248 people · EPA ID GA2970001
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

May also be available: T-Mobile, Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Michael Cir

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