607 Michael Cir, Monroe, GA 30655 Property Records

Walton County property record for 607 Michael Cir, Monroe, GA 30655

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,394 sqft · built 2002
Lot Size	0.739 acres (32,234 sqft)
Owner	Individual Name on Record
Last Sale	$208,500 (Dec 2019)
Tax Bill	$5,473 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`NM03A-028`

Property Details

APN / Parcel Number

Primary APN	`NM03A-028`
Alternative APN	`34725`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,394 sqft Heated Area
1st Floor Area	1,272 sqft
Basement Area	1,259 sqft
Finished Basement	1,259 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2008
Exterior Material	Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	32,234 sqft (0.739 acres)
Terrain	Rolling
Garage Area	420 sqft
Deck Area	136 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34725
Street Address	607 MICHAEL CIR
City	MONROE
State	GA
Zip	30655-8470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	#28A EVERGREEN ESTATES .74AC
Legal Subdivision	EVERGREEN ESTATES
Legal Block	A
Legal Lot Number	28
Jurisdiction	WALTON GA
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1012
Census Tract	110701

Owner

Source: Walton County records, as of March 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	607 MICHAEL CIR, MONROE, GA 30655-8470
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Dec 26, 2019	Grant Deed, Transfer · VA Mortgage FREEDOM MTG
May 23, 2017	Warranty Deed, Transfer PACIFIC UNION FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2019 · Amount on Record
Deed Sale	Dec 23, 2019 · Amount on Record
Prior Sale	May 19, 2017 · Amount on Record
Deed Document Number	0000450955
Deed Book / Page	4509 / 55
Last Transfer Date	Dec 26, 2019
Transfer Doc	0045090055
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON GA
Property Address	607 MICHAEL CIR, MONROE, GA 30655-8470
Document Number	0047030046
Instrument Date	Oct 15, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 MICHAEL CIR MONROE GA 306558470, MONROE, GA 30655-8470

Mortgage

Document Number	0047030046
Date	Oct 27, 2020
Book Page	004703/000046
Instrument	15322

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2050

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON GA
Recording Date	Dec 26, 2019
Property Address	607 MICHAEL CIR, MONROE, GA 30655-8470
Document Number	0045090055
Book / Page	004509 / 000055
Instrument Date	Dec 23, 2019
Instrument	16097
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$208.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 MICHAEL CIR MONROE GA 306558470, MONROE, GA 30655-8470

Mortgage

Document Number	45090056
Date	Dec 26, 2019
Book Page	004509/000056
Instrument	16098

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2049

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON GA
Recording Date	May 23, 2017
Property Address	607 MICHAEL CIR, MONROE, GA 30655-8470
Document Number	0040760079
Book / Page	004076 / 000079
Instrument Date	May 19, 2017
Transaction Type	Transfer
Record Updated	Jun 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$164.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 MICHAEL CIR MONROE GA 306558470, MONROE, GA 30655-8470

Mortgage

Document Number	40760080
Date	May 23, 2017
Book Page	004076/000080

Lender

Name	PACIFIC UNION FIN'L
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 22, 2047

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Walton County
Municipality	Monroe City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,473.00 (+7.5%)	$155,600 (+4.04%) Land $22,000 Building $133,600	$389,000 (+4.04%) Land $55,000 Building $334,000
2024	$5,091.00 (-1.81%)	$149,560 (+0.84%) Land $22,000 Building $127,560	$373,900 (+0.84%) Land $55,000 Building $318,900
2023	$5,185.00 (-98.92%)	$148,320 (+21.89%) Land $22,000 Building $126,320	$370,800 (+21.89%) Land $55,000 Building $315,800
2022	$479,200.00	$121,680 Land $17,200 Building $104,480	$304,200 Land $43,000 Building $261,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2022

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 25,248 people · EPA ID GA2970001
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

May also be available: T-Mobile, Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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