615 McCarthy St, Red Bud, IL 62278 Property Records

Randolph County property record for 615 McCarthy St, Red Bud, IL 62278

Property Summary

Property Type	Single Family Home
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,190 (2025)
Deeds & Mortgages	Nov 2020 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-141-036-00`

Property Details

APN / Parcel Number

Primary APN	`13-141-036-00`

Exterior

Lot Area	12,197 sqft (0.28 acres)

Location & Zoning

Street Address	615 MCCARTHY ST
City	RED BUD
State	IL
Zip	62278-2335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	597/323 LOT 22 PLAT 4-SOUTHWEST ACRES SUB DIV
Legal Subdivision	SOUTHWEST ACRES SUB
Legal Lot Number	22
Jurisdiction	RANDOLPH IL
Township / Civil Division	RED BUD
Census Block Group	3
Census Block	3014
Census Tract	950800

Owner

Source: Randolph County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	615 MCCARTHY ST, RED BUD, IL 62278-2335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
May 24, 2019	Deed of Trust, Mortgage · ARM DIETERICH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IL
Property Address	615 MCCARTHY ST, RED BUD, IL 62278-2335
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R04115
Date	Nov 9, 2020
Instrument	2020R04115

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2040

Interest

Rate Type	Fixed Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IL
Property Address	615 MCCARTHY ST, RED BUD, IL 62278-2335
Transaction Type	Mortgage
Record Updated	Jun 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R01598
Date	May 24, 2019
Instrument	2019R01598

Lender

Name	DIETERICH BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	180 Months
Due	May 15, 2034

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	May 15, 2024
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6.99%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Randolph County
Municipality	Red Bud City
Unified School District	Red Bud Community Unit School District 132 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,190.00 (+6.96%) Homeowner's exemption	$109,555 (+6.56%) Land $14,645 Building $94,910	$328,665 (+6.56%) Land $43,935 Building $284,730
2024	$5,787.00 (+15.6%) Homeowner's exemption	$102,810 (+14.56%) Land $13,745 Building $89,065	$308,430 (+14.56%) Land $41,235 Building $267,195
2022	$5,006.00 Homeowner's exemption	$89,745 Land $12,000 Building $77,745	$269,235 Land $36,000 Building $233,235

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RED BUD serves 3,804 people · EPA ID IL1570450
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	6 ppb (2025) action level 15 ppb
Copper	1.4 mg/L (2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2022
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, T-Mobile.

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