510 McCarthy St, Red Bud, IL 62278 Property Records

Randolph County property record for 510 McCarthy St, Red Bud, IL 62278

Property Summary

Property Type	Single Family Home
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,785 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-141-114-00`

Property Details

APN / Parcel Number

Primary APN	`13-141-114-00`

Exterior

Lot Area	12,632 sqft (0.29 acres)

Location & Zoning

Street Address	510 MCCARTHY ST
City	RED BUD
State	IL
Zip	62278-1330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	293/939 2011R01394 2015R03787 LOT 28 RANDOLPH ACRES FIRST ADD CITY OF RED BUD
Legal Subdivision	RANDOLPH ACRES FIRST ADD
Legal Lot Number	28
Jurisdiction	RANDOLPH IL
Township / Civil Division	RED BUD
Census Block Group	3
Census Block	3010
Census Tract	950800

Owner

510 McCarthy St is owned and occupied by two individuals who acquired it in April 2011.

Source: Randolph County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	510 MCCARTHY ST, RED BUD, IL 62278-1330
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK
Jan 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA
Dec 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 6, 2011
Transfer Doc	201101394
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IL
Property Address	510 MCCARTHY ST, RED BUD, IL 62278-1330
Transaction Type	Mortgage
Record Updated	Feb 2, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R00035
Date	Jan 5, 2022
Instrument	2022R00035

Lender

Name	DIETERICH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	252 Months
Due	Jan 1, 2042

Interest

Rate Type	Fixed Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IL
Property Address	510 MCCARTHY ST, RED BUD, IL 62278-1330
Transaction Type	Mortgage
Record Updated	Jan 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R04804
Date	Dec 16, 2021
Instrument	2021R04804

Lender

Name	DIETERICH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	252 Months
Due	Jan 1, 2042

Interest

Rate Type	Fixed Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IL
Property Address	510 MCCARTHY ST, RED BUD, IL 62278-1330
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R00401
Date	Jan 30, 2017
Instrument	2017R00401

Lender

Name	DIETERICH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 25, 2032

Interest

Rate Type	Fixed Rate
Rate	4.5%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IL
Property Address	510 MCCARTHY ST, RED BUD, IL 62278-1330
Transaction Type	Mortgage
Record Updated	Jan 1, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R04140
Date	Dec 11, 2019
Instrument	2019R04140

Lender

Name	DIETERICH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	336 Months
Due	Jan 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 510 McCarthy St was $6,785 with a homeowner's exemption, up 6.9% from the year before.

Source: Randolph County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Randolph County
Municipality	Red Bud City
Unified School District	Red Bud Community Unit School District 132 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,785.00 (+6.93%) Homeowner's exemption	$119,510 (+6.56%) Land $14,750 Building $104,760	$358,530 (+6.56%) Land $44,250 Building $314,280
2024	$6,345.00 Homeowner's exemption	$112,150 Land $13,840 Building $98,310	$336,450 Land $41,520 Building $294,930
2022	$5,492.00 Homeowner's exemption	$97,890 Land $12,080 Building $85,810	$293,670 Land $36,240 Building $257,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 510 McCarthy St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 510 McCarthy St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RED BUD serves 3,804 people · EPA ID IL1570450
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	6 ppb (2025) action level 15 ppb
Copper	1.4 mg/L (2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2022
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, T-Mobile.

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