322 McCarthy St, Red Bud, IL 62278 Property Records

Randolph County property record for 322 McCarthy St, Red Bud, IL 62278

Property Summary

Property Type	Single Family Home
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Feb 2020)
Tax Bill	$2,738 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Apr 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-126-009-00`

Property Details

APN / Parcel Number

Primary APN	`13-126-009-00`

Exterior

Lot Area	8,276 sqft (0.19 acres)

Location & Zoning

Street Address	322 MCCARTHY ST
City	RED BUD
State	IL
Zip	62278-1328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	367/602 372/603 735/492 739/984 823/549 2020R00701 LOT 6 MC CARTHY ADDITION CITY OF RED BUD
Legal Subdivision	MC CARTHY ADDITION
Legal Lot Number	6
Jurisdiction	RANDOLPH IL
Township / Civil Division	RED BUD
Census Block Group	2
Census Block	2052
Census Tract	950800

Owner

Source: Randolph County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	322 MCCARTHY ST, RED BUD, IL 62278-1328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Apr 25, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2020 · Amount on Record
Deed Sale	Feb 28, 2020 · Amount on Record
Deed Document Number	2020701
Prior Transfer Date	Mar 20, 2006
Prior Transfer Doc	00823/0549
Record Updated	Oct 29, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IL
Recording Date	Feb 28, 2020
Property Address	322 MCCARTHY ST, RED BUD, IL 62278-1328
Document Number	2020R00701
Map Reference	PG 8 9
Instrument Date	Feb 26, 2020
Instrument	2020R00701
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$187.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 MCCARTHY ST, RED BUD, IL 62278-1328

Mortgage

Document Number	2020R00702
Date	Feb 28, 2020
Instrument	2020R00702

Lender

Name	US BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.75%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IL
Recording Date	Apr 25, 2019
Property Address	322 MCCARTHY ST, RED BUD, IL 62278-1328
Document Number	2019R01178
Map Reference	PG 8 9
Instrument Date	Apr 25, 2019
Instrument	2019R01178
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 MCCARTHY ST, RED BUD, IL 62278-1328

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Randolph County
Municipality	Red Bud City
Unified School District	Red Bud Community Unit School District 132 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,738.00 (+7.46%) Homeowner's exemption	$51,820 (+6.56%) Land $8,990 Building $42,830	$155,460 (+6.56%) Land $26,970 Building $128,490
2024	$2,548.00 (+16.99%) Homeowner's exemption	$48,630 (+14.56%) Land $8,435 Building $40,195	$145,890 (+14.56%) Land $25,305 Building $120,585
2022	$2,178.00 Homeowner's exemption	$42,450 Land $7,365 Building $35,085	$127,350 Land $22,095 Building $105,255

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RED BUD serves 3,804 people · EPA ID IL1570450
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	6 ppb (2025) action level 15 ppb
Copper	1.4 mg/L (2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2022
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, T-Mobile.

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