615 E Providence Ave, Spokane, WA 99207 Property Records

Spokane County property record for 615 E Providence Ave, Spokane, WA 99207

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,021 sqft · built 1949
Lot Size0.125 acres (5,450 sqft)
OwnerIndividual Name on Record
Last Sale$275,000 (Aug 2026)
Tax Bill$2,723 (2026)
Deeds & MortgagesAug 2026 Sale & Mortgage
Aug 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN35054.0514

Property Details

APN / Parcel Number

Primary APN35054.0514

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,021 sqft Living Area
Gross Area1,456 sqft
1st Floor Area728 sqft
Basement Area488 sqft
Finished Basement293 sqft
Unfinished Basement195 sqft
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleRanch
Exterior MaterialMetal
Construction TypeWood
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area5,450 sqft (0.125 acres)
Lot Dimensions109 ft deep x 50 ft wide
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Patio Area160 sqft
Shed1 Shed
Shed Area144 sqft
Canopy160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address615 E PROVIDENCE AVE
CitySPOKANE
StateWA
Zip99207-2971
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionLIDGERWOOD PK &7FT VAC STP N OF&ADJ L15 B84
Legal Range43E
Legal Township25N
Legal Section05
Legal SubdivisionLIDGERWOOD PK
Legal Block84
Legal Lot Number15
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group2
Census Block2001
Census Tract1400

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1616 N POST ST, 1, SPOKANE, WA 99205-4649
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2026Warranty Deed, Transfer · FHA Mortgage
CMG MORTGAGE INC
Aug 31, 2022Warranty Deed, Transfer · VA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Feb 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
OCEANSIDE MORTGAGE CO
Oct 10, 2019Deed of Trust, Mortgage · Conventional Mortgage
OCEANSIDE MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 4, 2026 · Amount on Record
Deed SaleAug 4, 2026 · Amount on Record
Prior SaleAug 31, 2022 · Amount on Record
Deed Document Number20267506393
Prior Transfer DateSep 25, 2007
Prior Transfer Doc0005594845
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateAug 4, 2026
Property Address615 E PROVIDENCE AVE, SPOKANE, WA 99207-2971
Document Number0007506393
Instrument DateJul 8, 2026
Instrument20267506393
Transaction TypeTransfer
Record UpdatedAug 13, 2026
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$444,905.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007506393,
DateAug 4, 2026
Instrument20267506393
Lender
NameCMG MORTGAGE INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate6.47%
Max Rate-1%

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateAug 31, 2022
Property Address615 E PROVIDENCE AVE, SPOKANE, WA 99207-2971
Document Number0007236390
Map ReferenceVOL A PG 124&125
Instrument DateAug 30, 2022
Instrument7236390
Transaction TypeTransfer
Record UpdatedOct 6, 2022
Title CompanyTRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,613.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address615 E PROVIDENCE AVE, SPOKANE, WA 99207-2971

Mortgage

Document Number0007236391
DateAug 31, 2022
Instrument7236391
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address615 E PROVIDENCE AVE, SPOKANE, WA 99207-2971
Transaction TypeMortgage
Record UpdatedMar 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007038148
DateFeb 23, 2021
Instrument7038148
Lender
NameOCEANSIDE MORTGAGE CO
TypeMortgage Company
AddressTOMS RIVER, NJ 08753
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJan 1, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address615 E PROVIDENCE AVE, SPOKANE, WA 99207-2971
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006851653
DateOct 10, 2019
Instrument6851653
Lender
NameOCEANSIDE MORTGAGE CO
TypeMortgage Company
AddressTOMS RIVER, NJ 08753
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2049
Interest

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalitySpokane City
Unified School DistrictSpokane Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,723.00 (+5.5%)$265,600 (+2.19%) Land $90,000 Building $175,600$265,600 (+2.19%) Land $90,000 Building $175,600
2025$2,581.00 (+2.34%)$259,900 (+11.69%) Land $65,000 Building $194,900$259,900 (+11.69%) Land $65,000 Building $194,900
2024$2,522.00 (+10.61%)$232,700 (+35.29%) Land $65,000 Building $167,700$232,700 (+35.29%) Land $65,000 Building $167,700
2023$2,280.00 (+175.03%)$172,000 Land $42,000 Building $130,000$172,000 Land $42,000 Building $130,000
2022$829.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPOKANE
serves 346,138 people · EPA ID WA5383100
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Wind Wireless
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20
Intermax Networks
Fixed Wireless
100 / 20

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