612 E Providence Ave, Spokane, WA 99207 Property Records

Spokane County property record for 612 E Providence Ave, Spokane, WA 99207

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,812 sqft · built 1993
Lot Size0.117 acres (5,100 sqft)
Owner2 Individual Names on Record
Last Sale$187,500 (Nov 2025)
Tax Bill$2,817 (2026)
Deeds & MortgagesMar 2026 Mortgage
Nov 2025 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN35054.1220

Property Details

APN / Parcel Number

Primary APN35054.1220

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,812 sqft Living Area
1st Floor Area928 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleSplit Foyer
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,100 sqft (0.117 acres)
Lot Dimensions102 ft deep x 50 ft wide
Deck Area100 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHeat Pump
Heating FuelGas

Location & Zoning

Street Address612 E PROVIDENCE AVE
CitySPOKANE
StateWA
Zip99207-2970
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionLIDGERWOOD PK ADD LT 10 BLK 93
Legal Range43E
Legal Township25N
Legal Section05
Legal SubdivisionLIDGERWOOD PK ADD
Legal Block93
Legal Lot Number10
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group2
Census Block2004
Census Tract1400

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address612 E PROVIDENCE AVE, SPOKANE, WA 99207-2970
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2026Deed of Trust, Mortgage · Conventional Mortgage
KIND LENDING LLC
Nov 7, 2025Warranty Deed, Transfer
WFT NATIONAL TITLE, WFG NATIONAL TITLE
Dec 30, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 7, 2025 · Amount on Record
Deed SaleNov 7, 2025 · Amount on Record
Deed Document Number20257452107
Prior Transfer DateMay 28, 2003
Prior Transfer Doc0004901269
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address612 E PROVIDENCE AVE, SPOKANE, WA 99207-2970
Transaction TypeMortgage
Record UpdatedMar 13, 2026
Title CompanyWFG INSURED

Transferred To (Grantee/Buyer)

NameVerified Name
Address8920 E VISTA PARK DR, SPOKANE, WA 99217-5501

Mortgage

Document Number0007473893
DateMar 5, 2026
Instrument7473893
Lender
NameKIND LENDING LLC
TypeMortgage Company
AddressSPOKANE, WA 99201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateNov 7, 2025
Property Address612 E PROVIDENCE AVE, SPOKANE, WA 99207-2970
Document Number0007452107
Map ReferenceVOL A PG 124&125
Instrument DateNov 7, 2025
Instrument7452107
Transaction TypeTransfer
Record UpdatedNov 28, 2025
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$3,005.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address612 E PROVIDENCE AVE, SPOKANE, WA 99207-2970
Document Number0006880193
Instrument DateDec 30, 2019
Transaction TypeMortgage
Record UpdatedJan 29, 2020
Title CompanyTITLE365 - OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
Address612 E PROVIDENCE AVE SPOKANE WA 992072970, SPOKANE, WA 99207-2970

Mortgage

Document Number0006880193
DateJan 7, 2020
Instrument6880193
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 6, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalitySpokane City
Unified School DistrictSpokane Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,817.00 (-7.46%)$276,800 (+0.69%) Land $90,000 Building $186,800$276,800 (+0.69%) Land $90,000 Building $186,800
2025$3,044.00 (+17.67%)$274,900 (+4.37%) Land $90,000 Building $184,900$274,900 (+4.37%) Land $90,000 Building $184,900
2024$2,587.00 (+0.27%)$263,400 (+31.63%) Land $65,000 Building $198,400$263,400 (+31.63%) Land $65,000 Building $198,400
2023$2,580.00 (+10.02%)$200,100 Land $42,000 Building $158,100$200,100 Land $42,000 Building $158,100
2022$2,345.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPOKANE
serves 346,138 people · EPA ID WA5383100
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Wind Wireless
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20
Intermax Networks
Fixed Wireless
100 / 20

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