Spokane County property record for 604 E Providence Ave, Spokane, WA 99207
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,078 sqft · built 1906 |
| Lot Size | 0.117 acres (5,100 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $227,000 (Nov 2024) |
| Tax Bill | $2,575 (2026) |
| Deeds & Mortgages | Mar 2022 Reverse Mortgage Nov 2024 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35054.1210 |
| Primary APN | 35054.1210 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,078 sqft Living Area |
| Gross Area | 1,369 sqft |
| 1st Floor Area | 1,078 sqft |
| Basement Area | 200 sqft |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,100 sqft (0.117 acres) |
| Lot Dimensions | 102 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 91 sqft |
| Patio Area | 154 sqft |
| Canopy | 154 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 604 E PROVIDENCE AVE |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99207-2970 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | LIDGERWOOD PK L12 B93 |
| Legal Range | 43E |
| Legal Township | 25N |
| Legal Section | 05 |
| Legal Subdivision | LIDGERWOOD PK |
| Legal Block | 93 |
| Legal Lot Number | 12 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 1400 |
Source: Spokane County records, as of September 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 604 E PROVIDENCE AVE, SPOKANE, WA 99207-2970 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Mar 7, 2022 | Deed of Trust, Mortgage · Reverse Mortgage ENNKAR INC |
| Nov 13, 2024 | Warranty Deed, Transfer TRICO TITLE COMPANY, TICOR TITLE COMPANY |
| Nov 20, 2020 | Deed of Trust, Mortgage · FHA Mortgage ENNKAR INC ENNKAR INC |
| Nov 20, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2024 · Amount on Record |
| Deed Sale | Nov 13, 2024 · Amount on Record |
| Prior Sale | Feb 29, 2008 · Amount on Record |
| Deed Document Number | 20247383702 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 604 E PROVIDENCE AVE, SPOKANE, WA 99207-2970 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Title Company | UNKNOWN, SPOKANE COUNTY TITLE |
| Name | Verified Name |
|---|---|
| Address | 604 E PROVIDENCE AVE, SPOKANE, WA 99207-2970 |
| Document Number | 0007186351 |
|---|---|
| Date | Mar 7, 2022 |
| Instrument | 7186351 |
| Name | ENNKAR INC |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92865 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 877 Months |
| Due | Apr 19, 2095 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.06% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2022 |
| Change Frequency | Annually |
| Index | 1-Year CMT |
| Max Rate | 13% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Nov 13, 2024 |
| Property Address | 604 E PROVIDENCE AVE, SPOKANE, WA 99207-2970 |
| Document Number | 0007383702 |
| Map Reference | VOL A PG 124 |
| Instrument Date | Nov 9, 2024 |
| Instrument | 7383702 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Title Company | TRICO TITLE COMPANY, TICOR TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,637.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 604 E PROVIDENCE AVE, SPOKANE, WA 99207-2970 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 604 E PROVIDENCE AVE, SPOKANE, WA 99207-2970 |
| Document Number | 0007003045 |
| Instrument Date | Nov 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2020 |
| Title Company | SPOKANE COUNTY TITLE COMPANY, SPOKANE COUNTY TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 604 E PROVIDENCE AVE SPOKANE WA 992072970, SPOKANE, WA 99207-2970 |
| Document Number | 0007003045 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 7003045 |
| Name | ENNKAR INC ENNKAR INC |
|---|---|
| Type | Bank |
| Address | ORANGE, CA 92865 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 900 Months |
| Due | Dec 1, 2095 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.61% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 604 E PROVIDENCE AVE, SPOKANE, WA 99207-2970 |
| Document Number | 0007003046 |
| Instrument Date | Nov 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2020 |
| Title Company | SPOKANE COUNTY TITLE COMPANY, SPOKANE COUNTY TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 604 E PROVIDENCE AVE SPOKANE WA 992072970, SPOKANE, WA 99207-2970 |
| Document Number | 0007003046 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 7003046 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 900 Months |
| Due | Dec 1, 2095 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.61% |
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane City |
| Unified School District | Spokane Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,575.00 (+2.75%) | $259,100 (+5.33%) Land $90,000 Building $169,100 | $259,100 (+5.33%) Land $90,000 Building $169,100 |
| 2025 | $2,506.00 (+1,486.08%) Disabled Person's exemption Senior Citizen's exemption | ||
| 2024 | $246,000 (+40.25%) Land $65,000 Building $181,000 | $246,000 (+40.25%) Land $65,000 Building $181,000 | |
| 2023 | $158.00 (-15.51%) Disabled Person's exemption Senior Citizen's exemption | $175,400 Land $42,000 Building $133,400 | $175,400 Land $42,000 Building $133,400 |
| 2022 | $187.00 Disabled Person's exemption Senior Citizen's exemption |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Intermax Networks Fixed Wireless | 100 / 20 |
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