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615 E 2nd Ct, Panama City, FL 32401 Property Records

Bay County property record for 615 E 2nd Ct, Panama City, FL 32401

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,340 sqft · built 1943
Lot Size0.328 acres (14,287 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Dec 2019)
Tax Bill$1,253 (2025)
Deeds & MortgagesFeb 2023 Transfer
Dec 2019 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN20693-000-000

Property Details

APN / Parcel Number

Primary APN20693-000-000
Alternative APN
  • 5615400

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,340 sqft Living Area
1st Floor Area1,172 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 1993
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,287 sqft (0.328 acres)
Lot Dimensions217 ft deep x 66 ft wide
Garage TypeCarport
Garage Area456 sqft
CarportCarport
Carport Area456 sqft
PorchFlorida Room
Porch Area280 sqft
Deck Area130 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address615 E 2ND CT
CityPANAMA CITY
StateFL
Zip32401-3804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC02
Legal DescriptionSUDDUTHS 1ST ADD LOT 26 & E 16 OF LOT 25 MAP 105C2 BLK 23 ORB 4656 P 2270
Legal Range14W
Legal Township04S
Legal Section09
Legal SubdivisionSUDDUTHS 1ST ADD
Legal Block23
Legal Lot Number26,25
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group4
Census Block4028
Census Tract1900

Owner

Source: Bay County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address615 E 2ND CT, PANAMA CITY, FL 32401-3804
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2023Quit Claim Deed, Transfer
Quitclaim
Dec 11, 2019Warranty Deed, Transfer
MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC
Sep 17, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Sep 17, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 11, 2019 · Amount on Record
Deed SaleDec 11, 2019 · Amount on Record
Deed Document Number2019105455
Deed Book / Page4200 / 1240
Last Transfer DateOct 19, 2023
Transfer Doc0048462382
Record UpdatedOct 29, 2026

February 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateFeb 14, 2023
Property Address615 E 2ND CT, PANAMA CITY, FL 32401-3804
Document Number0046562270
Book / Page4656 / 2270
Instrument DateFeb 14, 2023
Instrument2023008776
Transaction TypeTransfer
Record UpdatedMar 10, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address615 E 2ND CT, PANAMA CITY, FL 32401-3804

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address615 E 2ND CT, PANAMA CITY, FL 32401-3804

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateDec 11, 2019
Property Address615 E 2ND CT, PANAMA CITY, FL 32401-3804
Document Number0042001240
Book / Page004200 / 001240
Instrument DateDec 11, 2019
Instrument105455
Transaction TypeTransfer
Record UpdatedDec 27, 2019
Title CompanyMTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC

Transaction

AmountAmount Recorded
Tax$875.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address615 E 2ND CT PANAMA CITY FL 324013804, PANAMA CITY, FL 32401-3804

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateSep 17, 2019
Property Address615 E 2ND CT, PANAMA CITY, FL 32401-3804
Document Number0041681523
Book / Page004168 / 001523
Instrument DateMay 18, 2019
Instrument82281
Transaction TypeTransfer
Record UpdatedOct 21, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7026 MASSACHUSETTS ST PANAMA CITY FL 324042326, PANAMA CITY, FL 32404-2326

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateSep 17, 2019
Property Address615 E 2ND CT, PANAMA CITY, FL 32401-3804
Document Number0041681521
Book / Page004168 / 001521
Instrument DateNov 4, 2016
Instrument82280
Transaction TypeTransfer
Record UpdatedOct 21, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7026 MASSACHUSETTS ST PANAMA CITY FL 324042326, PANAMA CITY, FL 32404-2326

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,253.00 (-7.53%) Homeowner's exemption$121,418 (+5.99%)$159,664 (+22.33%) Land $49,998 Building $109,666
2024$1,355.00 (-4.04%)
2023$1,412.00 (+1.58%) Homeowner's exemption$114,559 (+3%)$130,522 (+11.41%) Land $43,164 Building $87,358
2022$1,390.00 Homeowner's exemption$111,222$117,153 Land $37,480 Building $79,673

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims14 (1985–2021)
Claims Outside the SFHA7 of 14
Most Recent ClaimSep 2021 · other causes
Claims by Event
  • Hurricane Michael, Oct 2018 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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