607 E 2nd Ct, Panama City, FL 32401 Property Records

Bay County property record for 607 E 2nd Ct, Panama City, FL 32401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,251 sqft · built 1944
Lot Size	0.328 acres (14,287 sqft)
Owner	Individual Name on Record
Last Sale	$169,500 (Jan 2018)
Tax Bill	$813 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Feb 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20691-000-000`

Property Details

APN / Parcel Number

Primary APN	`20691-000-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,251 sqft Living Area
1st Floor Area	1,251 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Effective Year Built	Effective 2014
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	14,287 sqft (0.328 acres)
Lot Dimensions	217 ft deep x 66 ft wide
Garage Type	Carport
Garage Area	300 sqft
Carport	Carport
Carport Area	300 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	90 sqft
Deck Area	252 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	607 E 2ND CT
City	PANAMA CITY
State	FL
Zip	32401-3804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC02
Legal Description	SUDDUTHS 1ST ADD. LOT 23 & 16 OFF W SIDE OF LOT 24 BLK 23 ORB 3980 P 619
Legal Range	14W
Legal Township	04S
Legal Section	09
Legal Subdivision	SUDDUTHS 1ST ADD
Legal Block	23
Legal Lot Number	23,24
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	4
Census Block	4028
Census Tract	1900

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	607 E 2ND CT, PANAMA CITY, FL 32401-3804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK
Feb 16, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 2, 2018	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2018 · Amount on Record
Deed Sale	Jan 2, 2018 · Amount on Record
Prior Sale	Mar 16, 2016 · Amount on Record
Deed Document Number	2018183
Deed Book / Page	3967 / 1230
Last Transfer Date	Feb 14, 2018
Transfer Doc	0039800619
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	607 E 2ND CT, PANAMA CITY, FL 32401-3804
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 E 2ND CT, PANAMA CITY, FL 32401-3804

Mortgage

Document Number	0043200678
Date	Nov 5, 2020
Book Page	4320/678
Instrument	2020074352

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Feb 16, 2018
Property Address	607 E 2ND CT, PANAMA CITY, FL 32401-3804
Document Number	0039800619
Book / Page	003980 / 000619
Instrument Date	Feb 14, 2018
Instrument	8996
Transaction Type	Transfer
Record Updated	Mar 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	607 E 2ND CT PANAMA CITY BEACH FL 324013804, PANAMA CITY BEACH, FL 32401-3804

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jan 2, 2018
Property Address	607 E 2ND CT, PANAMA CITY, FL 32401-3804
Document Number	0039671230
Book / Page	3967 / 1230
Map Reference	MB1 PG30
Instrument Date	Dec 28, 2017
Instrument	2018000183
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1407 BAYOU CT, 1407, PANAMA CITY, FL 32401-3905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3123 HIGHWAY 77, PANAMA CITY, FL 32405-5005

Mortgage

Document Number	2018000184
Date	Jan 2, 2018
Instrument	2018000184

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$813.00 (+6.83%) Homeowner's exemption Widower's exemption Additional exemption filed	$131,670 (+5.99%)	$228,393 (+19.77%) Land $49,998 Building $178,395
2024	$761.00 (-52.5%)
2023	$1,602.00 (+2.17%) Homeowner's exemption	$124,232 (+3%)	$190,698 (+37.05%) Land $43,164 Building $147,534
2022	$1,568.00 Homeowner's exemption	$120,614	$139,148 Land $37,480 Building $101,668

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	14 (1985–2021)
Claims Outside the SFHA	7 of 14
Most Recent Claim	Sep 2021 · other causes
Claims by Event	Hurricane Michael, Oct 2018 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on E 2nd Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures