900 E 2nd Ct, Panama City, FL 32401 Property Records

Bay County property record for 900 E 2nd Ct, Panama City, FL 32401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,760 sqft · built 1952
Lot Size	0.432 acres (18,861 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (May 2017)
Tax Bill	$2,093 (2025)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22058-000-000`

Property Details

APN / Parcel Number

Primary APN	`22058-000-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,760 sqft Heated Area
Gross Area	2,318 sqft
1st Floor Area	1,760 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2012
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	18,861 sqft (0.432 acres)
Lot Dimensions	187 ft deep x 101 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Porch
Porch Area	30 sqft
Patio Area	500 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	900 E 2ND CT
City	PANAMA CITY
State	FL
Zip	32401-3830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC02
Legal Description	COVE TERRACE 3RD ADD. LOT 34 & PART OF LOT 35 BLK G ORB 3904 P 901
Legal Range	14W
Legal Township	04S
Legal Section	09
Legal Subdivision	COVE TERRACE
Legal Block	G
Legal Lot Number	34,35
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2015
Census Tract	1900

Owner

900 E 2nd Ct is owned and occupied by an individual who bought it in May 2017.

Source: Bay County records, as of January 23, 2026

Owner of Record	Individual Name on File
Mailing Address	900 E 2ND CT, PANAMA CITY, FL 32401-3830
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2017 · Amount on File
Deed Sale	May 26, 2017 · Amount on File
Prior Sale	Dec 11, 2015 · Amount on File
Deed Document Number	2017030169
Deed Book / Page	3904 / 0901
Record Updated	Jun 8, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	May 26, 2017
Property Address	900 E 2ND CT, PANAMA CITY, FL 32401-3830
Document Number	0039040901
Book / Page	3904 / 0901
Map Reference	MB7 PG60
Instrument Date	May 25, 2017
Instrument	2017030169
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	FIRST INTL TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	265 PEACOCK DRA, 265, PANAMA CITY BEACH, FL 32407

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 E 2ND CT, PANAMA CITY, FL 32401-3830

Mortgage

Document Number	2017030170
Date	May 26, 2017
Instrument	2017030170

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 900 E 2nd Ct was $2,093 with a homeowner's exemption.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,093.00 Homeowner's exemption	$174,585	$248,356 Land $74,407 Building $173,949
2023	$2,290.00 (+4.14%) Homeowner's exemption	$164,723 (+2.97%)	$204,009 (+11.1%) Land $64,236 Building $139,773
2022	$2,199.00 Homeowner's exemption	$159,975	$183,633 Land $55,778 Building $127,855

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 900 E 2nd Ct in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	10 (1995–2020)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 900 E 2nd Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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