Chesapeake City property record for 615 Combs Ln, Chesapeake, VA 23321
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,376 sqft · built 2018 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $356,982 (Jun 2018) |
| Tax Bill | $4,768 (2025) |
| Deeds & Mortgages | Sep 2020 Second Mortgage Nov 2021 Refinance + 2 more |
| APN | 0231012000890 |
| Primary APN | 0231012000890 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,376 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Upper Floors Area | 932 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 615 COMBS LN |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23321-2700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10: RESID |
| Legal Description | 89 MORNINGSIDE AT BOWERS HILL PH 3 |
| Legal Subdivision | HOMESTEAD AT BOWERS HILL |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 21301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Sunray Agricultural Historic District listed 2007 · 281 contributing resources · NRIS 03000564 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Chesapeake City assessment roll, as of August 25, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 615 COMBS LN, CHESAPEAKE, VA 23321-2700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Nov 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION |
| Jun 5, 2018 | Special Warranty Deed, Transfer · FHA Mortgage NVR MORTGAGE FINANCE INC |
| Feb 7, 2018 | Special Warranty Deed, Transfer NVR SETTLEMENT SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 5, 2018 · Amount on Record |
| Deed Sale | Jun 5, 2018 · Amount on Record |
| Prior Sale | Feb 7, 2018 · Amount on Record |
| Deed Document Number | 201814506 |
| Deed Book / Page | 9919 / 1496 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 615 COMBS LN, CHESAPEAKE, VA 23321-2700 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 10225/1938 |
|---|---|
| Date | Sep 25, 2020 |
| Book Page | 10225/1938 |
| Instrument | 200034901 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 615 COMBS LN, CHESAPEAKE, VA 23321-2700 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 010480/650 |
|---|---|
| Date | Nov 15, 2021 |
| Book Page | 10480/650 |
| Instrument | 210051296 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 5, 2018 |
| Property Address | 615 COMBS LN, CHESAPEAKE, VA 23321-2700 |
| Document Number | 09919/1496 |
| Book / Page | 9919 / 1496 |
| Instrument Date | May 24, 2018 |
| Instrument | 180014506 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 615 COMBS LN, CHESAPEAKE, VA 23321-2700 |
| Document Number | 0180014507 |
|---|---|
| Date | Jun 5, 2018 |
| Instrument | 180014507 |
| Name | NVR MORTGAGE FINANCE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Feb 7, 2018 |
| Property Address | 615 COMBS LN, CHESAPEAKE, VA 23321-2700 |
| Document Number | 009881/748 |
| Book / Page | 9881 / 748 |
| Instrument Date | Jan 31, 2018 |
| Instrument | 180003177 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 860 GREENBRIER CIR STE 100, 100, CHESAPEAKE, VA 23320-2640 |
| Investor | Possibly a Property Investor |
Source: Chesapeake City assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,768.00 (+32.59%) | $472,100 (+11.37%) Land $130,000 Building $342,100 | $472,100 (+11.37%) Land $130,000 Building $342,100 |
| 2023 | $423,900 (+9.31%) Land $130,000 Building $293,900 | $423,900 (+9.31%) Land $130,000 Building $293,900 | |
| 2022 | $387,800 Land $120,000 Building $267,800 | $387,800 Land $120,000 Building $267,800 | |
| 2019 | $3,596.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 3 (2009–2016) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures