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612 Combs Ln, Chesapeake, VA 23321 Property Records

Chesapeake City property record for 612 Combs Ln, Chesapeake, VA 23321

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,376 sqft · built 2018
Lot Size0.431 acres (18,774 sqft)
OwnerIndividual Name on Record
Last Sale$500,000 (Jun 2023)
Tax Bill$5,002 (2025)
Deeds & MortgagesSep 2025 Transfer
Jun 2023 Sale & Mortgage
+ 4 more
APN0231012000690

Property Details

APN / Parcel Number

Primary APN0231012000690

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,376 sqft Living Area
1st Floor Area1,092 sqft
Upper Floors Area932 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area18,774 sqft (0.431 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Pool Area640 sqft
PorchPorch
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address612 COMBS LN
CityCHESAPEAKE
StateVA
Zip23321-2700
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10: RESID
Legal Description69 MORNINGSIDE AT BOWERS HILL PH 3
Legal SubdivisionHOMESTEAD AT BOWERS HILL
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1005
Census Tract21301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Sunray Agricultural Historic District
listed 2007 · 281 contributing resources · NRIS 03000564

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address612 COMBS LN, CHESAPEAKE, VA 23321-2700
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2025Gift Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE INS CO
Jun 21, 2023Warranty Deed, Transfer · FHA Mortgage
OPEN MORTGAGE LLC
Feb 10, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORPORATION
Sep 14, 2021Warranty Deed, Transfer · VA Mortgage
OVM FINANCIAL INC
Jul 31, 2018Special Warranty Deed, Transfer · VA Mortgage
NVR MORTGAGE FINANCE INC
Apr 25, 2018Special Warranty Deed, Transfer
NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 21, 2023 · Amount on Record
Deed SaleJun 21, 2023 · Amount on Record
Prior SaleSep 14, 2021 · Amount on Record
Deed Document Number202312941
Deed Book / Page10672 / 536
Last Transfer DateAug 28, 2025
Transfer Doc010895/308
Record UpdatedOct 29, 2026

September 2025: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateSep 16, 2025
Property Address612 COMBS LN, CHESAPEAKE, VA 23321-2700
Document Number010895/308
Book / Page10895 / 308
Map ReferenceMB 162 PG 200
Instrument DateAug 28, 2025
Instrument250021377
Transaction TypeTransfer
Record UpdatedOct 7, 2025
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address612 COMBS LN, CHESAPEAKE, VA 23321-2700

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateJun 21, 2023
Property Address612 COMBS LN, CHESAPEAKE, VA 23321-2700
Document Number010672/536
Book / Page10672 / 536
Instrument DateMay 19, 2023
Instrument230012941
Transaction TypeTransfer
Record UpdatedJul 5, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address612 COMBS LN, CHESAPEAKE, VA 23321-2700

Mortgage

Document Number0230012942
DateJun 21, 2023
Instrument230012942
Lender
NameOPEN MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address612 COMBS LN, CHESAPEAKE, VA 23321-2700
Transaction TypeMortgage
Record UpdatedSep 23, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010111/156
DateFeb 10, 2020
Book Page10111/156
Instrument200004218
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term345 Months
DueNov 1, 2048
Interest
Rate TypeFixed Rate

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateSep 14, 2021
Property Address612 COMBS LN, CHESAPEAKE, VA 23321-2700
Document Number10444/1172
Book / Page10444 / 1172
Instrument DateSep 9, 2021
Instrument210041883
Transaction TypeTransfer
Record UpdatedSep 23, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address612 COMBS LN, CHESAPEAKE, VA 23321-2700

Mortgage

Document Number0210041884
DateSep 14, 2021
Instrument210041884
Lender
NameOVM FINANCIAL INC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

July 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateJul 31, 2018
Property Address612 COMBS LN, CHESAPEAKE, VA 23321-2700
Document Number09938/1421
Book / Page9938 / 1421
Instrument DateJul 19, 2018
Instrument180020247
Transaction TypeTransfer
Record UpdatedSep 23, 2022
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address612 COMBS LN, CHESAPEAKE, VA 23321-2700

Mortgage

Document Number0180020248
DateJul 31, 2018
Instrument180020248
Lender
NameNVR MORTGAGE FINANCE INC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

April 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateApr 25, 2018
Property Address612 COMBS LN, CHESAPEAKE, VA 23321-2700
Document Number009905/839
Book / Page9905 / 839
Instrument DateApr 18, 2018
Instrument180010338
Transaction TypeTransfer
Record UpdatedSep 23, 2022
Title CompanyNVR SETTLEMENT SERVICES INC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address860 GREENBRIER CIR STE 100, 100, CHESAPEAKE, VA 23320-2640
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$517,600 (+4.52%) Land $135,000 Building $382,600$517,600 (+4.52%) Land $135,000 Building $382,600
2025$5,002.00 (+3.37%)$495,200 (+10.26%) Land $130,000 Building $365,200$495,200 (+10.26%) Land $130,000 Building $365,200
2024$4,839.00 (+18.4%)
2023$449,100 (+10.97%) Land $130,000 Building $319,100$449,100 (+10.97%) Land $130,000 Building $319,100
2022$4,087.00 (+13.88%)$404,700 Land $120,000 Building $284,700$404,700 Land $120,000 Building $284,700
2019$3,589.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims3 (2009–2016)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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