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604 Combs Ln, Chesapeake, VA 23321 Property Records

Chesapeake City property record for 604 Combs Ln, Chesapeake, VA 23321

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,420 sqft · built 2018
Lot Size0.454 acres (19,776 sqft)
OwnerIndividual Name on File
Last Sale$358,644 (Feb 2018)
Tax Bill$4,907 (2025)
Deeds & MortgagesJun 2021 Refinance
Feb 2018 Sale & Mortgage
+ 1 more
APN0231012000710

Property Details

APN / Parcel Number

Primary APN0231012000710

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,420 sqft Living Area
1st Floor Area1,092 sqft
Upper Floors Area932 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area19,776 sqft (0.454 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area24 sqft
Patio Area1,065 sqft
Shed1 Shed
Shed Area280 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address604 COMBS LN
CityCHESAPEAKE
StateVA
Zip23321-2700
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10: RESID
Legal Description71 MORNINGSIDE AT BOWERS HILL PH 3
Legal SubdivisionHOMESTEAD AT BOWERS HILL
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1005
Census Tract21301

Owner

Source: Chesapeake City records · APN 0231012000710

Assessment roll updated August 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address604 COMBS LN, CHESAPEAKE, VA 23321-2700
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
WELLS FARGO BANK NA
Feb 23, 2018Special Warranty Deed, Transfer · Conventional Mortgage
NVR MORTGAGE FINANCE INC
Nov 15, 2017Special Warranty Deed, Transfer
NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 23, 2018 · Amount on Record
Deed SaleFeb 23, 2018 · Amount on Record
Prior SaleNov 15, 2017 · Amount on Record
Deed Document Number20184653
Deed Book / Page9886 / 298
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address604 COMBS LN, CHESAPEAKE, VA 23321-2700
Transaction TypeMortgage
Record UpdatedSep 06, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010400/951
DateJun 30, 2021
Book Page10400/951
Instrument210029877
Lender
NameWELLS FARGO BANK NA
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJul 01, 2051
Interest
Rate TypeFixed Rate
Rate3.13%

February 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateFeb 23, 2018
Property Address604 COMBS LN, CHESAPEAKE, VA 23321-2700
Document Number009886/298
Book / Page9886 / 298
Instrument DateFeb 14, 2018
Instrument180004653
Transaction TypeTransfer
Record UpdatedSep 06, 2022
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 COMBS LN, CHESAPEAKE, VA 23321-2700

Mortgage

Document Number0180004654
DateFeb 23, 2018
Instrument180004654
Lender
NameNVR MORTGAGE FINANCE INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded

November 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateNov 15, 2017
Property Address604 COMBS LN, CHESAPEAKE, VA 23321-2700
Document Number09855/1420
Book / Page9855 / 1420
Instrument DateNov 10, 2017
Instrument170031712
Transaction TypeTransfer
Record UpdatedSep 06, 2022
Title CompanyNVR SETTLEMENT SERVICES INC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address860 GREENBRIER CIR STE 100, 100, CHESAPEAKE, VA 23320-2640
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,907.00 (+36.23%)$485,800 (+10.46%) Land $130,000 Building $355,800$485,800 (+10.46%) Land $130,000 Building $355,800
2023$439,800 (+9.4%) Land $130,000 Building $309,800$439,800 (+9.4%) Land $130,000 Building $309,800
2022$402,000 Land $120,000 Building $282,000$402,000 Land $120,000 Building $282,000
2019$3,602.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims3 (2009–2016)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Sunray Agricultural Historic District
listed 2007 · 281 contributing resources · NRIS 03000564

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 126 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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