Madison County property record for 615 Augusta Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.19 acres (51,836 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,479 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0056-0004-0054 |
| Primary APN | 0056-0004-0054 |
|---|---|
| Alternative APNs |
|
| Lot Area | 51,836 sqft (1.19 acres) |
|---|
| Account Number | 39374 |
|---|---|
| Street Address | 615 AUGUSTA DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-7887 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILLOW RIDGE LOT 54 |
| Legal Subdivision | WILLOW RIDGE |
| Legal Lot Number | 54 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 10903 |
615 Augusta Dr is owned and occupied by two individuals who acquired it in July 2019.
Source: Madison County records, as of December 9, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 615 AUGUSTA DR, RICHMOND, KY 40475-7887 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2017 | Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| May 1, 2020 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jul 2, 2019 | Intrafamily Transfer, Transfer · FHA Mortgage JFQ LENDING INC |
| Sep 28, 2018 | Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2019 |
| Deed Sale | Jul 2, 2019 |
| Prior Sale | Sep 28, 2018 · Amount on File |
| Deed Document Number | 20192013994972 |
| Deed Book / Page | 775 / 380 |
| Prior Transfer Date | Jun 12, 2019 |
| Prior Transfer Doc | D00775/380 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 615 AUGUSTA DR, RICHMOND, KY 40475-7887 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | M01732/479 |
|---|---|
| Date | Mar 17, 2017 |
| Book Page | M01732/479 |
| Instrument | 2013955876 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 615 AUGUSTA DR, RICHMOND, KY 40475-7887 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0M01936/51 |
|---|---|
| Date | May 1, 2020 |
| Book Page | M01936/51 |
| Instrument | 2014011248 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | EDGEWOOD, MD 21040 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 2, 2019 |
| Property Address | 615 AUGUSTA DR, RICHMOND, KY 40475-7887 |
| Document Number | D00775/380 |
| Book / Page | D00775 / 380 |
| Map Reference | MB 12 PG 52 |
| Instrument Date | Jun 12, 2019 |
| Instrument | 2013994972 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 615 AUGUSTA DR, RICHMOND, KY 40475-7887 |
| Document Number | 2013994973 |
|---|---|
| Date | Jul 2, 2019 |
| Instrument | 2013994973 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 28, 2018 |
| Property Address | 615 AUGUSTA DR, RICHMOND, KY 40475-7887 |
| Document Number | D00765/069 |
| Book / Page | D00765 / 069 |
| Map Reference | MB12 PG52 |
| Instrument Date | Sep 26, 2018 |
| Instrument | 2013982537 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Title Company | NOT AVAILABLE, BLUEGRAS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $318.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 505 BREEZEWOOD CIR, RICHMOND, KY 40475-1679 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 615 AUGUSTA DR, RICHMOND, KY 40475-7887 |
| Document Number | 2013982538 |
|---|---|
| Date | Sep 28, 2018 |
| Instrument | 2013982538 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
The 2025 property tax bill for 615 Augusta Dr was $4,479.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,479.00 | $475,000 | $475,000 |
| 2023 | $4,064.00 | $419,000 | $419,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 615 Augusta Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1990–2013) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jul 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 615 Augusta Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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